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19730 Black Rd, Los Gatos, CA, 95033

4beds
2baths
2,016sqft
$1,249,000
$620price/sqft
$8,401/moest. monthly cost
$336,040/yrincome needed

About This Home

Welcome to your paradise on a serene private road w/tranquil lake views across the street! Just minutes to downtown Los Gatos, this enchanting 4-bedroom, 2-bath retreat offers spacious & comfortable living surrounded by towering redwoods & lush forest. Located across from beautiful Howell Reservoir, the setting feels like a year-round vacation escape! The flexible layout features two bedrooms upstairs and two downstairs, ideal for guests or multi-generational living. The kitchen is equipped w/gorgeous countertops, electric range, refrigerator, dishwasher, exhaust fan, and 220V outlet. Tile and wood laminate flooring blend style and durability throughout, while natural light fills the home, including a skylite stall shower. Enjoy modern comforts like central A/C, forced air heating, indoor laundry with washer/dryer, a spacious deck for relaxing or entertaining, and a backup generator for peace of mind. Covered two-car carport provides convenience. Tucked beside water company parcels to added privacy, this cozy and endearing home is a true hidden gem. Whether youre seeking a peaceful full-time residence, weekend getaway, or a sought-after Airbnb retreat, this property offers the perfect blend of nature, charm, convenience, value, & opportunity. Top rated schools, close to parks.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

9/10
10/10
Los Gatos High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Electric Oven/Range,Refrigerator,Dryer,Washer,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: Skylight, StallShower, Tile, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: BreakfastBar, DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • One Or More Skylights
  • Flooring: Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen

  • Features: _220VoltOutlet, ExhaustFan

Property

Accessibility

  • Accessibility features: Grip-Accessible Features

Details

  • Parcel number: 54424007
  • Zoning: HS
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio,Deck
  • Fencing: None
  • Has view: Yes
  • View description: Forest/Woods,Greenbelt,Lake,Mountain(s)
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 8,380 sqft
  • Features: Gentle Sloping,Hillside,Grade Varies

Parking

  • Total spaces: 2
  • Parking features: Covered,No Garage,Parking Restrictions
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Landslide
Wildfire
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$443$5,316
Property Taxes $1,211$14,532
Electricity $432$5,187
Total$8,401$100,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$288,034/yr
40% on housing$252,030/yr
45% on housing$224,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$620This listing

vs Other Active Listings

Avg $/sqft

ZIP 95033$687
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95033$608
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$1,249,000
2020-06-23Sold$1,049,000
2020-06-04Pending sale$1,049,888
2020-05-22Listed for sale$1,049,888
2020-02-28Sold$950,000
2019-11-07Listing removed$1,100,000
2019-08-21Listed for sale$1,100,000
2018-11-03Listing removed$1,300,000
2018-09-03Listed for sale$1,300,000
2015-10-14Listing removed$1,099,000
2015-09-22Price change$1,099,000
2015-06-14Listed for sale$1,299,000
2003-12-24Sold$510,000

For Sale by Agent

AgentJames Endo
BrokerageKW Bay Area Estates

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