




303 Terrace Point Cir, Muskegon, MI, 49440
About This Home
Our house has 3 bedrooms and 2 1/2 bathrooms with several upgrades. 70 ft permanent dock,7000 lb boat lift, Giant gas fire pit, 60"gas fireplace, Whole house stand by Generac generator, Custom epoxy garage floor, and much more.... Beautiful Muskegon Lakefront home with constant Great Lakes ships cruising by. House features: 60 inch natural gas fireplace, floor to ceiling stone fireplace, vaulted ceilings with large lakefront windows, under cabinet lighting throughout, large storage room on lower level. Waterfront: 70 foot dock with power and double pilings,center dock seating, swim ladder,remote 7000 pound boat lift, 2 kayak holders on dock, deck box on dock, dock lights, 2 dock bubblers with wifi remote. Patio: Trex deck, under deck water diversion system, stone steps to lower patio, large lower paver patio, jumbo 45" diameter natural gas fire pit with cover and shutoff, electric hookup for future hot tub. Garage: retractable screen door from garage to house, pull down stairs and storage above garage, garage has polyurea epoxy floor, ceiling mounted electric bike lift, custom shed roof above garage door, stone trim on garage. Buyer is responsible for verifying all details.
Getting Around
Schools
Construction
Condition
- Year built: 2019
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator
Basement
- Basement: Partially finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Carpet,Laminate
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 1,638 sqft
Property
Details
- Parcel number: 6124793000002300
Features
- Exterior features: Stone,Vinyl
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 3,314 sqft
Parking
- Total spaces: 5
- Parking features: Garage - Attached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Muskegon County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,444 | $53,328 |
| Home Insurance * | $135 | $1,620 |
| Property Taxes | $805 | $9,660 |
| Electricity | $188 | $2,259 |
| Total | $5,572 | $66,864 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $879,000 |
| 2026-05-19 | Listed for sale | $895,000 |
