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4034 Holly Dr, San Jose, CA, 95127

3beds
3baths
1,525sqft
$1,399,888
$918price/sqft
$9,270/moest. monthly cost
$370,800/yrincome needed

About This Home

Two addresses, one exceptional offering. Style and function define this masterfully remodeled residence. Boasting high-end finishes throughout, the open floor plan features two spacious bedrooms and updated bathrooms. At the heart of the home is a gourmet kitchen equipped with custom cabinetry, quartz countertops, and top-of-the-line stainless steel appliances, including a luxury Thermador gas range. A standout feature is the permitted ADU added in 2023, complete with a private entrance, open-concept living, a full kitchen, and a luxurious bath. Whether used as a rental unit, in-law suite, or private guest retreat, it adds exceptional income potential and long-term flexibility. Additionally, a permitted bonus room offers over 200 sq ft of flexible space (not included in the total square footage) perfect for a home office or gym. Key upgrades include newer stucco, refinished hardwood floors, designer paint, owned solar panels, central HVAC, cozy fireplace, and a tankless water heater. Practicality meets luxury with a large laundry room, 240V EV hookup, and a long driveway with RV/boat access. Located in a quiet, family-friendly neighborhood with easy access to 101, 280, 680, and 880 minutes from BART, Light Rail, Alum Rock Park, and scenic trails. Simply stunning...inside and out!

Getting Around

29
WalkingCar-Dependent
0
TransitNo Nearby Transit
38
BikeSomewhat Bikeable

Schools

3/10
1/10
3/10
James Lick High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Ice Maker,Microwave,Gas Oven,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: StallShower, Tile, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Walk-In Closet(s)
  • Flooring: Hardwood,Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room

Heating & Cooling

  • Heating features: Central Forced Air,Forced Air,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,525
  • Total interior livable area: 1,525 sqft

Kitchen

  • Features: _220VoltOutlet, Island

Property

Details

  • Parcel number: 59918074
  • Zoning: R1-6
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Back Yard,Barbecue,Dog Run/Kennel,Fenced
  • Fencing: Back Yard,Gate

Lot

  • Lot size: 5,050 sqft
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Electric Vehicle Charging Station(s),Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,078$84,936
Home Insurance *$180$2,160
Property Taxes $1,614$19,368
Electricity $398$4,786
Total$9,270$111,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$317,828/yr
40% on housing$278,100/yr
45% on housing$247,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$918This listing

vs Other Active Listings

Avg $/sqft

ZIP 95127$606
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95127$776
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,498,888
2026-03-10Listed for sale$1,598,888
2022-04-01Sold$1,291,000
2022-02-21Listed for sale$999,888
2020-12-31Sold$900,000
2020-11-20Price change$849,000
2020-11-12Listed for sale$899,000
2019-04-16Sold$858,000
2019-03-13Pending sale$799,000
2019-02-26Listed for sale$799,000
2003-08-20Sold$415,000

For Sale by Agent

AgentSean Cooper
BrokerageeXp Realty of California Inc

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