10128 Clayton Rd, San Jose, CA, 95127
About This Home
Perched in the scenic East San Jose Foothills, this unique 0.33-acre estate presents a rare multi-unit development opportunity featuring two distinct residences and sweeping panoramic views of the Downtown San Jose skyline. The property is intelligently configured with a charming one-bedroom cottage at the front and a private two-bedroom retreat situated further up the hill, providing an ideal setup for multi-generational living or high-yield rental income. A centrally located patio offers a premier vantage point for city views, while the expansive lot includes a secure one-car garage and significant additional space for parking or professional storage. This versatile property combines essential amenities with immense "value-add" potential, offering a sophisticated foundation for buyers looking to modernize, expand, or capitalize on a high-upside investment in a prime Silicon Valley location.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1938
Materials
- Foundation: Slab,Crawl Space
- Roof: Shingle
Type & Style
- Home type: MultiFamily
- Architectural style: Spanish,Traditional
- Property subType: Residential Income
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Features
- Door features: None
Heating & Cooling
- Heating features: Space Heater
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 900
- Total interior livable area: 900 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 61253048
- Zoning: R110
- Special condition: Standard
Features
- Stories: 1
Lot
- Lot size: 0.31 Acres
Parking
- Total spaces: 3
- Parking features: Detached,Drive Through
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Landslide
- Wildfire
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Clara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,815 | $69,780 |
| Home Insurance * | $148 | $1,776 |
| Property Taxes | $1,243 | $14,916 |
| Electricity | $398 | $4,786 |
| Total | $7,604 | $91,248 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $1,199,999 |
View on Zillow