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157 Silverbrook Ave, Niles, MI, 49120

5beds
4baths
2,772sqft
$489,000
$176price/sqft
$3,479/moest. monthly cost
$139,160/yrincome needed

About This Home

Beautiful property located on a large combined lot on a quiet cul-de-sac street, which ends on the east bank of the St. Joseph River. Private wooded back yard opens to Silverbrook Creek. Elegantly appointed, modern home. Open, wheel chair accessible main level for occupants or guests. Three independent living areas, which can be used separately or combined. [see photos for additional info] Basement is partially finished with two bedrooms, full bath, kitchenet/dinning area, with living room open to walk-out patio and terraced back yard.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

7/10
Niles Virtual SchoolGrades K-121.1 mi
7/10
Niles Senior High SchoolGrades 9-121.3 mi
6/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2017

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Guest Quarters
  • Window features: Skylight(s),Window Treatments,Low Emissivity Windows,Bay/Bow
  • Flooring: Tile,Carpet,Laminate,Linoleum / Vinyl
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,772 sqft

Property

Accessibility

  • Accessibility features: 36 Inch Entrance Door,Accessible Mn Flr Bedroom,Accessible Mn Flr Full Bath,Grab Bar Mn Flr Bath,No Step Entrance,Ramped Entrance,Low Threshold Shower,42 in or + Hallway,Covered Entrance,Lever Door Handles,Accessible Bath Sink,Accessible Electric Controls,Rocker Light Switches,Accessible Kitchen Sink

Details

  • Parcel number: 7310400004010
  • Other equipment: Generator

Features

  • Patio & porch: Deck,Porch
  • Exterior features: Stone,Vinyl
  • Spa features: Bath
  • Has view: Yes
  • View description: Territorial
  • Frontage length: 100.00

Lot

  • Lot size: 0.32 Acres
  • Features: Level,Cul-de-Sac,Wooded,Ravine

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$290$3,480
Property Taxes $415$4,980
Electricity $302$3,628
Total$3,479$41,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,280/yr
40% on housing$104,370/yr
45% on housing$92,773/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 49120$129
Berrien County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 49120$152
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$489,000
2021-03-10Sold$449,500
2021-01-13Pending sale$464,900
2020-08-01Listed for sale$464,900
2020-01-03Listing removed$469,000
2019-10-07Price change$469,000
2019-08-02Listed for sale$474,000
2019-06-27Listing removed$474,900
2019-02-11Listed for sale$474,900
2018-12-02Listing removed$499,900
2018-06-12Listed for sale$499,900
2013-04-22Sold$18,000

For Sale by Owner

AgentProperty Owner

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