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2475 Cross Lane SW, Supply, NC, 28462

3beds
2baths
1,728sqft
$349,000
$202price/sqft
$2,211/moest. monthly cost
$88,440/yrincome needed

About This Home

**🏡 River Life: Your Dream Riverfront Oasis!** One, Two, Three, Four lots on the Shallotte River! Have you heard of ''River Life''? Now is your chance to live it! This stunning riverfront property features **5 separate parcels** combined for a total of approximately **1.25 acres**. **Key Features:** - **Well-Maintained Home:** Recently updated with a new roof (2024), this charming residence includes **3 bedrooms** and **2 full baths**. - **Cozy Fireplace:** Perfect for those chilly winter evenings, creating a warm and inviting atmosphere. - **Outdoor Paradise:** Enjoy a large pond with new decking, ideal for raising and catching your own fish. - **Water Access:** Situated on the **Little Shallotte River**, this tidal property provides direct access to the Shallotte River and the Intracoastal Waterway. - **Boat Slip & Rail System:** Launch your boat with ease from your own private slip and rail system. - **Quiet Location:** Nestled on a dead-end street, offering peace and privacy. A new owner could easily erect a privacy gate. - **No HOA Restrictions:** Enjoy freedom and flexibility without the constraints of a homeowner's association. - **Prime Location:** Just **5 minutes** to Holden Beach and only **5 minutes** to shopping and dining options. This is one of the most sought-after waterfront properties in Brunswick County, NC. Don't miss your chance to experience the tranquil and fulfilling lifestyle that ''River Life'' offers! **Contact me today to schedule a viewing!** Buyer to verify property dimensions.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
Supply ElementaryGrades PK-57.1 mi
4/10
Cedar Grove MiddleGrades 6-83.7 mi
3/10
West Brunswick HighGrades 9-125.8 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: See Remarks,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Oven,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None
  • Flooring: LVT/LVP
  • Attic: See Remarks

Heating & Cooling

  • Heating features: Fireplace Insert,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Property

Details

  • Parcel number: 215oa051
  • Zoning: C0-R6000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: None
  • Fencing: Privacy
  • Has view: Yes
  • View description: Lake,River,Water
  • Has water view: Yes
  • Water view: Lake,River,Water
  • On waterfront: Yes
  • Waterfront features: Boat Ramp,Waterfront,Lake Front,Marsh Front
  • Frontage type: River,Lakefront,Marsh Front
  • Living area range: 1600 - 1799

Lot

  • Lot size: 1.25 Acres
  • Features: Corner Lot,Boat Ramp,Deeded Waterfront,Navigable Water
  • Lot size dimensions: 154 x 112 x 77 x 163

Parking

  • Parking features: On Site,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$108$1,296
Property Taxes $139$1,668
Electricity $200$2,405
Total$2,211$26,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,805/yr
40% on housing$66,330/yr
45% on housing$58,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 28462$359
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28462$194
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$349,000
2026-01-05Price change$387,000
2025-11-28Listed for sale$419,900
2014-08-08Sold$31,000

For Sale by Agent

AgentChristian L Pigott
BrokerageLong Bay Realty LLC dba SunCoast NC Realty

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