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3299 Beach Cove Lane, Southport, NC, 28461

2beds
2baths
1,288sqft
$449,900
$349price/sqft
$2,767/moest. monthly cost
$110,680/yrincome needed

About This Home

This one level living cottage enjoys peaceful pond views in the sought-after Seaside neighborhood of St. James Plantation. The exterior is reminiscent of a Craftsman-style cottage and in this area of Seaside the exterior landscaping and grounds maintenance are provided by the homeowners' association. Whether you're searching for a primary residence or a coastal getaway, this home combines an inviting floor plan, attractive finishes, and a relaxed lifestyle. The welcoming front porch and foyer set the tone, where an attractive built-in drop zone provides everyday convenience. Beautiful, engineered hardwood flooring, plantation shutters, elegant cove crown molding, and charming Craftsman-style trim carry throughout the main living areas. The cathedral ceiling draws your attention into the spacious great room, where pond views create the perfect backdrop for everyday living. The well-appointed kitchen overlooks the dining area and great room, featuring granite countertops, an attractive tile backsplash, stainless steel appliances, and a spacious center island that makes entertaining family and friends easy. The covered rear porch extends the living space outdoors, providing the perfect place to enjoy the mild coastal climate while overlooking the peaceful pond. Just beyond, the custom paver patio and fire pit create an inviting setting for relaxing. The primary suite feels spacious with a vaulted ceiling and is complete with a large walk-in closet featuring upgraded wood shelving and an ensuite bath with dual vanities and a zero-entry tiled walk-in shower. Positioned on the opposite side of the home, the guest bedroom including brand new carpet and full bath provide privacy and comfort for family and visitors, complementing the home's desirable split-bedroom floor plan. Additional highlights include an oversized one-car garage, a new refrigerator, and a new water heater. Combined with quality construction, attractive finishes, peaceful pond views, and the convenience of HOA-maintained landscaping, this Seaside cottage offers an exceptional opportunity to enjoy the St. James Plantation lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
South Brunswick MiddleGrades 6-85.7 mi
4/10
South Brunswick HighGrades 9-126.1 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Composition,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Solid Surface,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,288 sqft

Property

Details

  • Parcel number: 219ca014
  • Zoning: Sj-Sbr-6000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: None,Pond
  • Frontage type: Pond Front
  • Living area range: 1200 - 1399

Lot

  • Lot size: 7,841 sqft
  • Features: Cul-De-Sac
  • Lot size dimensions: 32 x 127 x 96 x 134

Parking

  • Total spaces: 1
  • Parking features: Concrete,On Site
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Winter Weather
Coastal Flooding
Tornado
Wildfire
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$146$1,752
Property Taxes $147$1,764
Electricity $200$2,405
Total$2,767$33,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,868/yr
40% on housing$83,010/yr
45% on housing$73,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 28461$269
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28461$243
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$449,900
2020-05-06Sold$264,000
2020-03-05Pending sale$272,500
2019-12-21Price change$272,500
2019-11-11Listed for sale$289,000
2013-07-29Sold$217,000

For Sale by Agent

AgentNolan K Formalarie
BrokerageDiscover NC Homes

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