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3815 Ridge Crest Drive, Southport, NC, 28461

4beds
4baths
3,126sqft
$1,050,000
$336price/sqft
$6,282/moest. monthly cost
$251,280/yrincome needed

About This Home

Welcome to this beautifully upgraded 2019 Custom Built Golf Front Home | Popular Bar Harbour floorplan boasting fairway views of the #10 Nicklaus Designed golf course in the Reserve of St. James Plantation | Built by Kent Custom Homes | Spacious 28 X 12 screened in porch enjoying the golf course | The home has a calming coastal presence with craftsman style millwork and wonderful architectural features such as archways that greet you at the front door and guide you into the heart of the home | The quality of construction and demands for energy efficiency are met with features like 2X6 exterior walls | Raised slab construction equals no crawlspace humidity issues | Cooling stamped concrete rocking chair front porch welcomes you into a great room with a lighted tray ceiling open to the gourmet kitchen and formal dining room featuring an octagonal tray ceiling and wall niche | Kitchen features a gorgeous large center island with white snow quartz countertops | Sleek stainless steel updraft hood, 5 burner gas range, under cabinet lighting, walk in pantry, and enough space for any chef | Cozy breakfast room while taking in views of the golf course | Enjoy the mild Carolina weather and fairway views from the extraordinary screened in porch detailed with a cooling stamped concrete floor, outdoor television | Steps away from the grill patio with a permanent propane hookup | Main floor retreat is adorned with a lighted tray ceiling and a triple window overlooking the golf course | Spa like primary bath includes soaking tub and glass less shower | Membership is Inactive | As a resident of St. James Plantation, you'll enjoy access to an unmatched coastal lifestyle, including: 4 gated entrances and 24/7 security | Private oceanfront beach club with pool and showers | Full-service marina with Beacon 315 Restaurant and tiki bar | Expansive parks, walking trails, and greenways. Optional club membership unlocks: 4 country clubs, 81 holes of championship golf | 4 pools and 3 fitness centers | Har-Tru championship tennis, pickleball, croquet and 72 exercise classes per month. Come see why St James is the #1 Coastal Community in The Carolina's!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
3/10
South Brunswick MiddleGrades 6-85.0 mi
4/10
South Brunswick HighGrades 9-125.2 mi

Construction

Condition

  • Year built: 2019

Materials

  • Foundation: Raised,Slab
  • Roof: Shingle
  • Construction materials: Composition,Brick,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Electric Oven,Built-In Microwave,Built-In Electric Oven,Washer,Refrigerator,Dryer,Disposal,Dishwasher,Cooktop
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Breakfast Nook

  • Level: First

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Floored,Walk-In

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Heat Pump,Electric,Zoned
  • Cooling features: Central Air,Zoned,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 3,126
  • Total interior livable area: 3,126 sqft

Kitchen

  • Level: First

Laundry

  • Level: Main

Master Bedroom

  • Level: First

Other

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Kitchen,Accessible Hallway(s),Accessible Common Area,Central Living Area,Common Area

Details

  • Parcel number: 220aa003
  • Zoning: Sj-Epud
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Patio,Porch,Screened,Front Porch
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • View description: Golf Course
  • Waterfront features: Water Access Comm
  • Frontage type: Golf Course
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.39 Acres
  • Features: On Golf Course,Level,Water Access Comm,Sprinklers in Front,Sprinklers in Rear
  • Lot size dimensions: 89 x 165 x 114 x 169

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Lighted,On Site,Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Winter Weather
Coastal Flooding
Tornado
Wildfire
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$341$4,092
Property Taxes $341$4,092
Electricity $291$3,493
Total$6,282$75,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,382/yr
40% on housing$188,460/yr
45% on housing$167,520/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 28461$267
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28461$243
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$1,050,000
2026-04-12Listed for sale$1,075,000
2021-04-05Sold$680,000
2021-02-01Pending sale$699,000
2021-01-05Listed for sale$699,000
2013-02-20Sold$101,500
2011-03-24Sold$189,000
2006-04-04Sold$300,000

For Sale by Agent

AgentDebi L Gallo
BrokerageSt James Properties LLC, Marina Office

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