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706 Creighton Circle SW, Ocean Isle Beach, NC, 28469

4beds
4baths
2,553sqft
$939,000
$368price/sqft
$5,541/moest. monthly cost
$221,640/yrincome needed

About This Home

This thoughtfully designed custom home built by Coleman Fine Homes is located in the desirable golf course community of Ocean Ridge Plantation. Offering 4 bedrooms, 3.5 baths, the layout blends everyday comfort with the option for a flexible living space (4th bedroom over the garage with full bath) ideal for guests, hobbies, or a private retreat--all complemented by an oversized 2.5-car garage for added storage and functionality. The open-concept main living area is anchored by a stunning stone fireplace and elevated by custom architectural details, including coffered ceilings in the great room and extensive custom wainscoting and crown molding (even in the closets) throughout. Wide-plank 9'' RevWood flooring flows seamlessly across the main living spaces, creating a warm yet refined backdrop. The kitchen is both a showpiece and highly functional, featuring an impressive 8' x 4' quartz island with abundant storage, custom cabinetry with under-cabinet lighting, a premium Zephyr range hood, and a full LG Studio appliance package--perfectly suited for both everyday living and entertaining. You'll enjoy the expansive water views from the additional 300 square foot sunroom/lanai finished to match the home's interior quality bringing the total livable square footage to 2825 square feet. This versatile extension of the living area is perfect for relaxing, entertaining, or enjoying the water view year-round in coastal North Carolina. The main level includes a well-appointed primary suite and bath featuring dual vanities, a walk-in shower with a striking herringbone tile accent wall, a frameless glass enclosure and walk-in closet with custom wood shelves. Outdoor living is equally inviting with a raised patio offering multiple spaces to enjoy coastal breezes and tranquil pond view. In addition there are 2 plumbed gas lines there to enjoy endless grilling and cozy nights by a firepit if you like. The home's curb appeal is further enhanced by custom stamped concrete in the driveway and professionally designed landscaping with full irrigation and thoughtfully placed landscape lighting. Built with durability and efficiency in mind, the home showcases timeless craftsmanship, including James Hardie siding, exterior stonework, a raised slab foundation, spray foam insulation, zoned HVAC, a 50-amp dedicated generator receptacle installed for standby power, and curated trim and millwork throughout. Set within one of the most prestigious communities along the Carolina coast, Ocean Ridge Plantation offers a lifestyle unlike any other. Residents enjoy access to a private oceanfront Beach Club on Sunset Beach, 72 holes of championship golf, multiple clubhouses, a community center, indoor and outdoor pools, a fitness and cardio center, tennis and pickleball courts, scenic walking and biking trails, parks, a pavilion, and over 100 owner clubs and activities. This home is also conveniently located within walking distance of the new amenities center.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Union ElementaryGrades K-52.8 mi
3/10
Shallotte MiddleGrades 6-86.0 mi
3/10
West Brunswick HighGrades 9-125.7 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Raised,Slab
  • Roof: Architectural Shingle
  • Construction materials: Brick,Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Built-In Microwave,Washer,Self Cleaning Oven,Refrigerator,Ice Maker,Dryer,Dishwasher

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Generator Plug,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Gas Log,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: LVT/LVP
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Floored,Walk-In

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,553
  • Total interior livable area: 2,553 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: 227la006
  • Zoning: Co-R-7500
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Patio,Porch
  • Fencing: None
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: None,Pond
  • Frontage type: Pond Front
  • Living area range: 2400 - 2599

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 65 x 132 x 162 x 75

Parking

  • Total spaces: 2
  • Parking features: Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,748$56,976
Home Insurance *$248$2,976
Property Taxes $308$3,696
Electricity $237$2,853
Total$5,541$66,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,977/yr
40% on housing$166,230/yr
45% on housing$147,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 28469$404
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28469$247
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$939,000
2022-06-10Sold$28,000
2022-04-21Listed for sale$34,999
2005-06-03Sold$187,000

For Sale by Agent

AgentKevin Hill
BrokerageJason Mitchell Real Estate

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