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6421 Timber Hitch Drive SW, Ocean Isle Beach, NC, 28469

2beds
2baths
1,365sqft
$485,000
$355price/sqft
$2,911/moest. monthly cost
$116,440/yrincome needed

About This Home

Charming Coastal Cottage with Easy One-Level Living Near the Beach There's something about this home that feels inviting from the very start--welcoming you in with a sense of comfort, warmth, and ease. Step onto the front porch and into a thoughtfully designed cottage where natural light fills the open living, kitchen, and dining spaces. The layout flows beautifully, creating a space that feels both relaxed and connected--perfect for everyday living and gathering with family and friends. Though a two-bedroom home, it lives larger than expected, offering a wonderful sense of openness and functionality throughout. The kitchen provides generous workspace and seating, seamlessly opening into the main living area so you're always part of the moment. The primary suite offers a peaceful retreat with a spacious bathroom and soaking tub--ideal for unwinding at the end of the day. A guest bedroom and adjoining bath provide added flexibility, with a wider doorway and a roll-in shower designed to comfortably accommodate a variety of needs, whether for guests, multi-generational living, or ease of everyday living. From the rear of the home, enjoy access from the detached two-car garage, with both a ramp and steps leading to a peaceful screened porch--perfect for morning coffee or quiet evenings. Situated on a desirable corner lot, this home offers charming coastal character along with the added benefit of being part of a vibrant, amenity-rich community just minutes from Ocean Isle Beach. Additional highlights include a Rinnai tankless water heater and a recently replaced HVAC system (approximately 9 months old), offering efficiency and peace of mind. This is more than a home--it's a place to slow down, settle in, and truly enjoy coastal living. Don't miss your chance to own this one-of-a-kind home just moments from the beach. Schedule your showing today! Don't miss your chance to own this one-of-a-kind home just moments from the beach. Schedule your showing today!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

10/10
Union ElementaryGrades K-54.1 mi
3/10
Shallotte MiddleGrades 6-85.8 mi
3/10
West Brunswick HighGrades 9-126.1 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Raised,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Disposal,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Master Downstairs,Walk-in Closet(s),Whirlpool,Kitchen Island,Ceiling Fan(s),Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Propane,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,365
  • Total interior livable area: 1,365 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Doors,Accessible Entrance,Accessible Bedroom,Accessible Stairway

Details

  • Parcel number: 243og001
  • Zoning: Oi-R-2M
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Porch,Screened,Front Porch,Side Porch
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1200 - 1399

Lot

  • Lot size: 5,662 sqft
  • Features: Corner Lot
  • Lot size dimensions: 108 x 44 x 105 x 54

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Detached,Concrete,Garage Door Opener,Off Street,On Site
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$128$1,536
Property Taxes $131$1,572
Electricity $200$2,405
Total$2,911$34,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,805/yr
40% on housing$87,330/yr
45% on housing$77,626/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 28469$406
Brunswick County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 28469$247
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$485,000
2020-09-19Listing removed$325,000
2020-08-12Price change$325,000
2020-07-22Price change$335,500
2020-07-01Price change$342,500
2020-05-14Price change$344,900
2020-04-03Listed for sale$349,900
2015-02-05Sold$252,500

For Sale by Agent

AgentThe Cheek Team
BrokerageThe Cheek Team

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