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291 W Second Street, Ocean Isle Beach, NC, 28469

8beds
7baths
3,328sqft
$2,075,000
$623price/sqft
$11,994/moest. monthly cost
$479,760/yrincome needed

About This Home

Experience a residence defined by its serene natural surroundings and sophisticated coastal design on the sought-after West End of Ocean Isle Beach. This impressive three-level retreat, served by a three-stop elevator, offers a refined lifestyle for those seeking a premier primary residence or a high-performance investment property. Positioned to capture expansive, panoramic vistas of the Intracoastal Waterway and the pristine marshlands of the Brunswick Islands, the home also offers refreshing glimpses of the Atlantic Ocean from its extensive wrap-around covered decks. Meticulous care is evident throughout the open-concept main floor, anchored by twenty-one-foot vaulted ceilings, custom built-in cabinetry, and refined wainscoting. The gourmet kitchen is a study in functional elegance, featuring quartz countertops, a designer tile backsplash, and a suite of stainless steel appliances. With 8 spacious bedrooms and 6.5 bathrooms, the residence comfortably accommodates up to 20 guests and includes a dedicated second-level lounge for relaxation. This property stands as a high-performance asset within the Ocean Isle Beach rental market. Given its prime West End location and significant guest capacity, residences in the Islander Resort consistently command premium weekly rates. Outside, a private backyard sanctuary features a heated pool, an expansive sun deck, and professional privacy fencing, complemented by a dual-headed heated outdoor shower. The home's infrastructure is designed for coastal longevity, featuring multi-zone high-efficiency climate control and a fresh interior palette. As part of the Islander Resort community, owners have the opportunity to join the Isles Club for access to the oceanfront pool, fitness center, and private beach access just a short stroll away. Sold fully furnished and turnkey, this residence represents a rare opportunity in a tranquil, end-of-street setting.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

10/10
Union ElementaryGrades K-55.2 mi
3/10
Shallotte MiddleGrades 6-86.9 mi
3/10
West Brunswick HighGrades 9-127.3 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Dryer,Disposal,Dishwasher,Electric Range
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedroom5

  • Level: Second

Bedroom6

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Vaulted Ceiling(s),High Ceilings,Entrance Foyer,Solid Surface,Bookcases,Elevator,Ceiling Fan(s),Furnished,Blinds/Shades,Eat-in Kitchen
  • Flooring: LVT/LVP,Wood
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,328
  • Total interior livable area: 3,328 sqft

Kitchen

  • Level: Third

Living Room

  • Level: Third

Loft

  • Level: Second

Other

  • Level: Second

Other

  • Level: Third

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 257fn007
  • Zoning: Oi-C-1
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Porch,Wrap Around,Front Porch,Rear Porch
  • Exterior features: Outdoor Shower
  • Fencing: Back Yard,Vinyl
  • Has view: Yes
  • View description: ICW,Marsh,Ocean,Sound,Water
  • Has water view: Yes
  • Water view: Marsh,Ocean,Sound,Water
  • Waterfront features: Third Row
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 5,662 sqft
  • Features: Dead End,Third Row
  • Lot size dimensions: 59 x 100 x 58 x 100

Parking

  • Total spaces: 1
  • Parking features: Covered,Gravel,On Site,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Lightning
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,492$125,904
Home Insurance *$549$6,588
Property Taxes $644$7,728
Electricity $309$3,719
Total$11,994$143,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$411,222/yr
40% on housing$359,820/yr
45% on housing$319,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$623This listing

vs Other Active Listings

Avg $/sqft

ZIP 28469$400
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28469$247
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$2,095,000
2021-12-21Sold$1,386,000
2020-12-11Sold$965,100
2020-10-28Pending sale$925,000
2020-10-24Listed for sale$925,000
2009-07-13Sold$725,000
2005-09-16Sold$75,000
2005-06-17Sold$489,000
2005-03-22Sold$430,000

For Sale by Agent

AgentMcNeely Group
BrokerageLandmark Sotheby's International Realty

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