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93 W Second Street, Ocean Isle Beach, NC, 28469

5beds
5baths
2,696sqft
$1,525,000
$566price/sqft
$8,842/moest. monthly cost
$353,680/yrincome needed

About This Home

Experience coastal living at its finest in this stunning 5 bedroom 5 bath home. Designed for comfort and entertaining, this spacious retreat features upscale finishes, generous living area and seamless indoor-outdoor flow. Unwind in your private hot tub or take advantage of the oceanfront clubhouse just steps away. The perfect blend of elegance and relaxation awaits.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
58
BikeBikeable

Schools

10/10
Union ElementaryGrades K-55.0 mi
3/10
Shallotte MiddleGrades 6-86.4 mi
3/10
West Brunswick HighGrades 9-126.8 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Other,Pilings
  • Roof: Metal
  • Construction materials: Aluminum Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Range,Ice Maker,Dryer,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • High Ceilings,Elevator,Ceiling Fan(s),Furnished,Blinds/Shades
  • Flooring: LVT/LVP,Tile
  • Attic: Access Only

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,696
  • Total interior livable area: 2,696 sqft

Property

Accessibility

  • Accessibility features: None,Accessible Elevator Installed

Details

  • Parcel number: 257fo045
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Deck
  • Exterior features: Outdoor Shower,Irrigation System,Outdoor Grill
  • Fencing: Back Yard,Vinyl
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2600 - 2799

Lot

  • Lot size: 5,227 sqft
  • Features: Interior Lot
  • Lot size dimensions: 51.4 x 100

Parking

  • Total spaces: 1
  • Parking features: Gravel
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Lightning
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,711$92,532
Home Insurance *$403$4,836
Property Taxes $477$5,724
Electricity $251$3,013
Total$8,842$106,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$303,154/yr
40% on housing$265,260/yr
45% on housing$235,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$566This listing

vs Other Active Listings

Avg $/sqft

ZIP 28469$401
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28469$247
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,525,000
2012-08-01Sold$165,000

For Sale by Agent

AgentWanda Tate
BrokerageColdwell Banker Sloane Realty OIB

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