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1 Joyce Ln, Hilton Head Island, SC, 29926

8beds
5baths
3,000sqft
$1,050,000
$350price/sqft
$6,596/moest. monthly cost
$263,840/yrincome needed

About This Home

Rare opportunity to own a versatile, income-producing property on Hilton Head Island! Situated on a spacious 0.68-acre parcel just off Marshland Road, 1 Joyce Lane offers a unique blend of residential comfort, investment potential, and functional workspace-all with city water, sewer, and irrigation already in place. This property features a fully renovated shop (2024) designed as a conditioned space with new HVAC, water heater, and two automatic garage doors-perfect for a business, storage, or hobbyist. Attached to the shop is a well-appointed 2-bedroom, 1-bath garage apartment, with the option to be sold furnished, making it ideal for immediate occupancy or rental income. In addition, the property includes two 2022 Clayton mobile homes, each offering 3 bedrooms and 2 bathrooms. Both homes are currently rented month-to-month and come with 10-year warranties on appliances and systems through 2032, providing peace of mind for investors. With three separate driveways-one for each unit-this property offers privacy and convenience for tenants and owners alike. Located outside of a flood zone, it adds another layer of value and security. Projected rental income approaches $9,000 per month, making this a compelling investment or live/work opportunity in a highly desirable Hilton Head location. Seller is open to considering owner financing for up to one year.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Other
  • Construction materials: Unknown

Other

  • Builder model: Other

Type & Style

  • Home type: MobileManufactured
  • Architectural style: One Story,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Ceiling Fan(s),Multiple Primary Suites,Multiple Closets,Eat-in Kitchen
  • Window features: Other
  • Flooring: Luxury Vinyl,Luxury VinylPlank

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: R51001100000810000
  • Special condition: None

Features

  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Has view: Yes
  • View description: Landscaped
  • Water view: Landscaped

Lot

  • Lot size: 0.68 Acres
  • Features: 1/2 to 1 Acre Lot

Parking

  • Parking features: Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$562$6,744
Property Taxes $437$5,244
Electricity $288$3,461
Total$6,596$79,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,148/yr
40% on housing$197,880/yr
45% on housing$175,893/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 29926$361
Beaufort County$383

vs Homes Sold Last Month

Median $/sqft

ZIP 29926$356
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$1,050,000
2017-10-13Sold$175,000

For Sale by Agent

AgentNickey Maxey Team
BrokerageMaxey Blackstream Christie's International Real Estate

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