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132 San Ramon Dr, San Jose, CA, 95111

6beds
3baths
4,336sqft
$1,950,000
$450price/sqft
$13,150/moest. monthly cost
$526,000/yrincome needed

About This Home

Minutes from major tech campuses including Apple, NVIDIA, Google, Adobe, and PayPal, this rare multi-unit opportunity sits in one of Silicon Valleys strongest rental corridors. Where high-income job demand drives long-term value. Tucked away on its own quiet street, the property sits on a massive lot offering flexibility, privacy, and future upside. Multiple units create immediate income potential with options for investors, house-hackers, or value-add buyers. The oversized lot opens the door for expansion possibilities or additional improvements - Buyer to verify. Quick access to Hwy 87 & 101, Downtown San Jose, Santana Row, Valley Fair, dining, shopping, and daily conveniences makes this location extremely desirable for tenants and owner-occupants alike. Strategically priced to generate strong competition. Exceptional opportunity for cash flow and appreciation in a high-demand tech-driven market.

Getting Around

63
WalkingSomewhat Walkable
53
TransitGood Transit
50
BikeBikeable

Schools

5/10
3/10

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Oven/Range
  • Laundry features: Inside

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: ShowersoverTubs2plus, FullonGroundFloor

Bedroom

  • Features: GroundFloorBedroom

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Laminate,Tile,Vinyl Linoleum

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,336
  • Total interior livable area: 4,336 sqft

Kitchen

  • Features: Countertop_Granite, IslandwithSink

Property

Details

  • Parcel number: 68403035
  • Zoning: R1-2
  • Special condition: Standard

Features

  • Stories: 2
  • Has view: Yes
  • View description: City Lights,Hills,Mountain(s),Valley

Lot

  • Lot size: 0.75 Acres

Parking

  • Total spaces: 2
  • Parking features: Detached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,860$118,320
Home Insurance *$218$2,616
Property Taxes $2,143$25,716
Electricity $929$11,157
Total$13,150$157,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$450,857/yr
40% on housing$394,500/yr
45% on housing$350,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$450This listing

vs Other Active Listings

Avg $/sqft

ZIP 95111$493
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95111$730
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Listed for sale$1,288,888
2023-10-10Sold$1,600,000
2023-10-05Pending sale$1,288,888
2023-09-14Contingent$1,288,888
2023-08-24Listed for sale$1,288,888
2023-05-24Listing removed--
2023-04-06Price change$1,899,000
2022-11-23Listed for sale$1,999,777
2022-08-28Listing removed--
2022-06-23Price change$2,199,888
2022-04-15Listed for sale$2,350,000

For Sale by Agent

AgentJordy Bharati
BrokerageColdwell Banker Realty

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