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795 Golden Creek Ter, San Jose, CA, 95111

3beds
3baths
1,536sqft
$798,888
$520price/sqft
$5,496/moest. monthly cost
$219,840/yrincome needed

About This Home

Don't miss this exquisite 3 bedroom and 3 full bath home with breathtaking views! This beautiful end unit townhome offers stunning vistas of downtown San Jose and serene hillsides. Featuring high ceilings, elegant lighting, a tile fireplace, and an updated modern kitchen with stainless steel appliances. The spacious master suite offers walk in closet and an updated bathroom. Enjoy panoramic views from the generous decks on each level. The two-car garage includes laundry and extra storage. Conveniently located near Hellyer Park, Coyote Creek Trail, freeways, and downtown San Jose, this home is a perfect blend of comfort and convenience.

Getting Around

7
WalkingCar-Dependent
26
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

5/10
Oak Grove High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse,Residential

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Kitchen

  • Features: Countertop_Tile

Property

Details

  • Parcel number: 68416106
  • Zoning: A-PD
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 832 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,039$48,468
Home Insurance *$89$1,068
Property Taxes $970$11,640
Electricity $398$4,786
Total$5,496$65,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,434/yr
40% on housing$164,880/yr
45% on housing$146,560/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$520This listing

vs Other Active Listings

Avg $/sqft

ZIP 95111$494
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95111$730
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$798,888
2026-07-08Listed for sale$798,888
2019-05-22Sold$640,000
2019-04-15Pending sale$649,000
2019-02-01Listed for sale$649,000
2018-12-06Listing removed$649,000
2018-09-06Price change$649,000
2018-08-27Price change$679,000
2018-07-16Price change$699,000
2018-07-13Listed for sale$759,000
2016-06-30Sold$520,000
2015-04-27Listing removed$2,800
2015-03-15Listed for rent$2,800
2006-04-28Sold$550,000
1995-09-29Sold$159,000

For Sale by Agent

AgentEric Namek
BrokerageDat Vu, Broker

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