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804 Water St, Beaufort, SC, 29902

4beds
3baths
2,406sqft
$1,165,000
$484price/sqft
$7,372/moest. monthly cost
$294,880/yrincome needed

About This Home

Set on desirable Water Street, this elegant four-bedroom, three-bath home offers marsh views and a relaxed Beaufort lifestyle, steps from the Spanish Moss Trail and within easy reach of downtown and the waterfront park. Built in 2016, the 2,406-square-foot residence is thoughtfully arranged with a first-floor primary suite and three bedrooms upstairs, along with a second-floor sitting room and office. There are designer upgrades throughout, including coffered ceilings, shiplap accents, an interior brick feature wall, and custom window treatments. The kitchen is highlighted by ceiling-height cabinetry, upgraded lighting, and a seamless flow into the dining and living areas anchored by a fireplace. Outdoor living is emphasized with four porches, including a screened porch off the primary bedroom. A detached finished two-car garage and the side alley lot adds privacy and enhances the home's sense of presence. This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
7/10
Beaufort Middle SchoolGrades 6-82.4 mi
4/10
Battery Creek High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Raised
  • Roof: Composition,Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless,Dishwasher,Disposal,Microwave,Refrigerator,Wine Cooler

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Hurricane Shutters,Thermo-Panes
  • Flooring: Wood,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,406
  • Total interior livable area: 2,406 sqft

Property

Details

  • Parcel number: R12000300009140000
  • Zoning description: Residential
  • Other equipment: Irrigation System

Features

  • Patio & porch: Screened Porch
  • Has view: Yes
  • View description: Marsh/Water/View
  • Has water view: Yes
  • Water view: Marsh/Water/View
  • Waterfront features: Marsh

Lot

  • Lot size: 5,662 sqft

Parking

  • Parking features: Garage,Garage Door Opener

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Earthquake
Ice Storm
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Beaufort County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,890$70,680
Home Insurance *$766$9,192
Property Taxes $485$5,820
Electricity $231$2,776
Total$7,372$88,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,754/yr
40% on housing$221,160/yr
45% on housing$196,586/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$484This listing

vs Other Active Listings

Avg $/sqft

ZIP 29902$276
Beaufort County$382

vs Homes Sold Last Month

Median $/sqft

ZIP 29902$264
Beaufort County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$1,165,000
2026-04-23Price change$1,175,000
2026-04-13Price change$1,185,000
2026-04-01Price change$1,195,000
2026-03-24Price change$1,245,000
2026-03-02Price change$1,265,000
2026-01-26Listed for sale$1,275,000
2019-09-27Sold$618,500
2019-08-10Pending sale$624,990
2019-04-01Price change$624,990
2019-02-01Price change$629,990
2019-01-02Price change$639,990
2018-10-26Price change$649,990
2018-04-24Listed for sale$651,000
2016-02-08Sold$119,500

For Sale by Agent

AgentLloyd Williams, Lowcountry Real Estate
BrokerageLowcountry Real Estate

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