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3408 La Terrace Cir, San Jose, CA, 95123

2beds
1baths
904sqft
$625,000
$691price/sqft
$4,287/moest. monthly cost
$171,480/yrincome needed

About This Home

PRICED TO SELL + EXCLUSIVE FINANCING AVAILABLE!! Modern Lakeside Living Across from Almaden Lake Park. Situated directly across from the scenic trails and water views of Almaden Lake Park, this 904 sq ft residence offers a blend of modern interior updates and curated community amenities. The open-concept living area features updated laminate flooring and a neutral color palette that maximizes the natural light flowing through the sliding glass doors. In the kitchen, find durable granite countertops paired with a functional breakfast bar and cabinetry that provides ample storage. The primary bedroom and guest room are well-proportioned, each continuing the consistent flooring found throughout the main living areas. A central bathroom serves the home, featuring a clean aesthetic with a shower-over-tub configuration and a granite-topped vanity. Practical systems include central air conditioning and heating for year-round comfort, along with a durable composition roof. Outside, enjoy a private balcony with views of the lush community grounds, or leverage the refreshing community pool and clubhouse. One assigned carport space provides dedicated parking. This location places you moments from Highway 85 and 87, with immediate access to the expansive green spaces and recreation at Almaden Lake. Schedule your tour today to experience this lakeside community.

Getting Around

53
WalkingSomewhat Walkable
31
TransitSome Transit
68
BikeBikeable

Schools

4/10
7/10
Castillero Middle SchoolGrades 6-81.6 mi
6/10
Gunderson High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1985

Materials

  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Oven
  • Laundry features: Washer Hookup,Inside

Bathroom

  • Features: Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Balcony,Granite Counters
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 904 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 69442022
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Second Floor
  • Pool features: Community,Association
  • Has spa: Yes
  • Spa features: Community

Lot

  • Lot size: 3,676 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$58$696
Property Taxes $671$8,052
Electricity $398$4,786
Total$4,287$51,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,982/yr
40% on housing$128,610/yr
45% on housing$114,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$691This listing

vs Other Active Listings

Avg $/sqft

ZIP 95123$582
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95123$902
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$625,000
2021-03-05Sold$221,500
2017-05-15Sold$520,000
2017-04-28Pending sale$510,000
2017-04-18Listed for sale$510,000
2007-05-22Sold$420,000
2006-03-22Sold$440,000
2003-06-26Sold$320,000
1999-12-30Sold$228,000
1997-07-08Sold$149,000
1994-06-30Sold$130,000

For Sale by Agent

AgentFernando Razo jr
BrokeragePark Place Real Estate

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