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3202 La Terrace Cir, San Jose, CA, 95123

1beds
1baths
650sqft
$478,000
$735price/sqft
$3,372/moest. monthly cost
$134,880/yrincome needed

About This Home

Welcome home to 3202 La Terrace Circle. A lake view, lower level 1 bedroom 1 bath home, with a cozy fireplace and an inviting private patio. Located in the highly desirable Lake View complex with resort style amenities. Refreshed with new carpet & paint. New Stainless appliances in the kitchen. Sunny Breakfast bar with view of Almaden Lake Park. Great location near shopping, parks & Golf. Covered 1 car covered car port. A/C, inside laundry with storage.

Getting Around

53
WalkingSomewhat Walkable
31
TransitSome Transit
68
BikeBikeable

Schools

4/10
7/10
Castillero Middle SchoolGrades 6-81.7 mi
6/10
Gunderson High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Range Hood,Ice Maker,Electric Oven/Range,Refrigerator
  • Laundry features: In Utility Room

Bathroom

  • Features: ShoweroverTub1

Bedroom

  • Features: PrimaryBedroomonGroundFloor

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Carpet,Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 650
  • Total interior livable area: 650 sqft

Kitchen

  • Features: Countertop_Tile

Property

Details

  • Parcel number: 69442036
  • Zoning: APD
  • Special condition: Standard

Features

  • Pool features: Community
  • Patio & porch: Balcony/Patio
  • Exterior features: Fenced,Storage Shed Structure
  • Fencing: Wood
  • Has view: Yes
  • View description: Greenbelt,Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 435 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport,Guest,On Street
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,417$29,004
Home Insurance *$44$528
Property Taxes $513$6,156
Electricity $398$4,786
Total$3,372$40,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,611/yr
40% on housing$101,160/yr
45% on housing$89,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$735This listing

vs Other Active Listings

Avg $/sqft

ZIP 95123$582
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95123$902
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$478,000
2026-06-29Price change$482,000
2026-06-05Listed for sale$490,000
2018-09-12Sold$450,000
2014-07-17Listing removed$1,450
2014-07-16Listed for rent$1,450

For Sale by Agent

AgentMichele Rodriguez
BrokerageIntero Real Estate Services

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