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5565 Howards Point Rd, Shorewood, MN, 55331

3beds
3baths
3,090sqft
$895,000
$290price/sqft
$6,038/moest. monthly cost
$241,520/yrincome needed

About This Home

MUCH ADMIRED—and now available for the first time in over 50 years! This beautifully maintained gem in the Howards Point area offers resort-style living in the highly sought-after Minnetonka School District. Set on spacious lot with a lushly landscaped setting, the home features an inviting in-ground pool, expansive patio, colorful gardens and multiple spaces for outdoor entertaining. Inside, sparkling hardwood floors and an open, light-filled layout create a warm welcome. The updated kitchen (by Boyer construction) offers abundant cabinetry, stainless appliances, a large center island and informal dining, all opening to a sunny 3-season porch. Three bedrooms and updated baths are conveniently located on the main level, including a primary bath with a spacious walk-in shower. The walkout lower level features a large family room with fireplace and direct access to the pool, plus a den that could serve as a 4th bedroom, has a hobby/craft room too. The oversized 24x40 three-car garage provides excellent storage or workshop space, with additional parking behind - ideal for a boat. Convenient being that Howards Point Marina is nearby with boat launch and slips. A backyard shed offers added space for lawn and garden equipment. The home has been Pre-inspected for your review and is available on MLS under supplements. Have your agent provide you a copy prior to submitting an offer. See it soon—you will want to pursue it before someone else does!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
9/10
10/10

Construction

Condition

  • Year built: 1954

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 208.8
  • Dimensions: 18x11.6

Bedroom2

  • Level: Main
  • Area: 118
  • Dimensions: 11.8x10

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 547.5
  • Dimensions: 25x21.9

Features

  • Number of fireplaces: 3
  • Fireplace features: Family Room,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Finished area below ground: 1,600
  • Finished area above ground: 1,490

Game Room

  • Level: Lower
  • Area: 311.46
  • Dimensions: 17.9x17.4

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,090 sqft

Kitchen

  • Level: Main
  • Area: 300
  • Dimensions: 25x12

Living Room

  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Office

  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Other

  • Level: Lower
  • Area: 122.2
  • Dimensions: 13x9.4

Other

  • Level: Main
  • Area: 135.72
  • Dimensions: 11.7x11.6

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3111723110011
  • Zoning description: Residential-Single Family
  • Foundation area: 1490

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Heated,Outdoor Pool
  • Patio & porch: Glass Enclosed,Patio,Porch
  • Fencing: Partial

Lot

  • Lot size: 0.87 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 171 x 213 x 170 x 234

Parking

  • Total spaces: 3
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$384$4,608
Property Taxes $869$10,428
Electricity $260$3,127
Total$6,038$72,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$207,017/yr
40% on housing$181,140/yr
45% on housing$161,013/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 55331$419
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55331$286
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$845,000
2026-08-04Listed for sale$895,000

For Sale by Agent

AgentJoel Hentges
BrokerageRE/MAX Advantage Plus

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