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28235 Boulder Cir, Shorewood, MN, 55331

4beds
5baths
8,828sqft
$3,998,000
$453price/sqft
$26,466/moest. monthly cost
$1,058,640/yrincome needed

About This Home

Unparalleled Level West-facing sandy lakeshore property. Architecturally designed and beautifully built home can be used as is, remodeled, or start the site and be used to start your dream over! Winding driveway, over 400ft of pavers, leads gracefully to the home and with a generous lot that is over one acre and approximately  135 feet of lakeshore. This is  truly a rare opportunity. The home is being shown AS IS and possession is mid to late fall. All buyers must be pre-qualified.  Bring your imagination and be delightfully surprised with this amazing home and site.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
8/10
10/10

Construction

Condition

  • Year built: 1959

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Daylight,Partially Finished

Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 15 x 16

Bedroom2

  • Level: Upper
  • Area: 196
  • Dimensions: 14 x 14

Bedroom3

  • Level: Upper
  • Area: 196
  • Dimensions: 14 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2

Features

  • Number of fireplaces: 3
  • Fireplace features: Double Sided,Living Room,Primary Bedroom
  • Fireplace: Yes
  • Finished area below ground: 1,080
  • Finished area above ground: 4,994

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,828
  • Total interior livable area: 8,828 sqft

Kitchen

  • Level: Main
  • Area: 360
  • Dimensions: 20 x 18

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3111723340018
  • Zoning description: Residential-Single Family
  • Foundation area: 3518

Features

  • Levels: Three Level Split
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Front,Lake View

Lot

  • Lot size: 1.38 Acres
  • Features: Accessible Shoreline
  • Lot size dimensions: irregular

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,216$242,592
Home Insurance *$1,716$20,592
Property Taxes $3,790$45,480
Electricity $744$8,934
Total$26,466$317,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$907,405/yr
40% on housing$793,980/yr
45% on housing$705,760/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$453This listing

vs Other Active Listings

Avg $/sqft

ZIP 55331$416
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55331$286
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-22Listed for sale$4,495,000
2025-12-07Listing removed$4,495,000
2025-06-05Listed for sale$4,495,000

For Sale by Agent

AgentEllen D DeHaven
BrokerageColdwell Banker Realty

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