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16580 Rustling Oak Ct, Morgan Hill, CA, 95037

5beds
3baths
3,467sqft
$1,849,000
$533price/sqft
$12,097/moest. monthly cost
$483,880/yrincome needed

About This Home

Beautiful Jackson Oaks Home - Enjoy Spectacular Views from this 3400+ Sq Feet on almost Half Acre, 5 Large Bedroom & 3 Bathrooms! The Large Open Floor Plan extends into the Private Back Yard with Large Deck & Hot Tub. Country Kitchen with Views, Center Island & Gas Range. Primary Bedroom Suite shares those Amazing Views, Gas Fireplace and Beautiful Updated Bathroom with Soaking Tub & Large Shower. Fenced Garden Plot, Ample Storage, EV Charging Outlet, Plenty of parking with a Spacious 3 Car Garage! Owned Solar, Central AC, Jackson Oaks Community Pool & Clubhouse with Activities. Enjoy living above it all with nature, country lifestyle & amazing views yet only minutes to schools, shopping & 101. Ready to Move-In today!

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

8/10
Live Oak High SchoolGrades 9-122.2 mi
7/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Concrete, Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Built In Oven,Electric Oven,Self Cleaning Oven,Built In Gas Oven/Range,Refrigerator
  • Laundry features: Inside,In Utility Room

Bathroom

  • Features: DoubleSinks, ShowerandTub, SolidSurface, StallShower, UpdatedBaths

Bedroom

  • Features: PrimarySuiteRetreat, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Vaulted Ceiling(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Gas Starter,Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,467
  • Total interior livable area: 3,467 sqft

Kitchen

  • Features: _220VoltOutlet, Countertop_Granite, Island

Property

Details

  • Parcel number: 72908023
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Community
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Barbecue,Drought Tolerant Plants
  • Has view: Yes
  • View description: City Lights,Valley

Lot

  • Lot size: 0.45 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Drought
Heat Wave
Wildfire

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,349$112,188
Home Insurance *$266$3,192
Property Taxes $1,739$20,868
Electricity $743$8,921
Total$12,097$145,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$414,754/yr
40% on housing$362,910/yr
45% on housing$322,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$533This listing

vs Other Active Listings

Avg $/sqft

ZIP 95037$647
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95037$666
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$1,795,000
2026-07-21Price change$1,849,000
2026-06-17Price change$1,895,000
2026-05-18Listed for sale$1,950,000
2016-11-09Sold$1,175,000
2016-09-16Pending sale$1,199,000
2016-08-05Price change$1,199,000
2016-07-21Pending sale$1,249,000
2016-07-01Price change$1,249,000
2016-04-02Listed for sale$1,299,000
1996-03-29Sold$435,000

For Sale by Agent

AgentPaul Middione
BrokerageThe Property Network

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