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12401 Merriman Ln, Gilroy, CA, 95020

5beds
4baths
3,925sqft
$4,350,000
$1,108price/sqft
$27,978/moest. monthly cost
$1,119,120/yrincome needed

About This Home

Once in a generation, an extraordinary legacy property comes to market. Never before offered for sale, this stunning 8± acre private retreat blends timeless country elegance with modern comfort. The custom 5-bedroom, 3.5-bath home has been thoughtfully designed with exceptional craftsmanship and attention to detail. Surrounded by mature citrus orchards, majestic oaks, and abundant wildlife including deer and peacocks, the property offers a peaceful setting that celebrates Gilroy's rich agricultural heritage. An expansive shade park, graced by towering heritage trees and a picturesque year-round creek, creates an idyllic sanctuary for relaxing, picnicking, or simply enjoying the tranquil beauty of the landscape. A massive shop, large barn, and additional steel storage building provide incredible space for collectors, hobbyists, agricultural use, or large-scale projects. Whether harvesting fruit from your own orchard, entertaining under the stars, or unwinding beside the gently flowing creek beneath the canopy of mature oaks, this remarkable estate offers privacy, versatility, and a lifestyle rarely found. A truly one-of-a-kind property that must be experienced to be appreciated.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Rucker Elementary SchoolGrades K-54.3 mi
5/10
Solorsano Middle SchoolGrades 6-85.3 mi
7/10
Christopher High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Raised
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Gas Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,925
  • Total interior livable area: 3,925 sqft

Kitchen

  • Features: Countertop_Granite, Island, Pantry

Property

Details

  • Parcel number: 75643009
  • Zoning: A-20A
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Storage Shed Structure
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 8 Acres
  • Features: Farm Animals Permitted,Mostly Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Parking Area,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire
Drought
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,995$263,940
Home Insurance *$756$9,072
Property Taxes $4,386$52,632
Electricity $841$10,099
Total$27,978$335,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$959,245/yr
40% on housing$839,340/yr
45% on housing$746,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,108This listing

vs Other Active Listings

Avg $/sqft

ZIP 95020$533
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95020$508
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$3,998,000
2026-08-03Listed for sale$4,350,000
2006-08-31Sold$1,100,000
2001-07-13Sold$1,000,000
1995-08-15Sold$400,000

For Sale by Agent

AgentTeri Fortino
BrokerageCompass

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