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100 W Main St, Westminster, MD, 21157

5beds
2baths
2,064sqft
$319,000
$155price/sqft
$2,441/moest. monthly cost
$97,640/yrincome needed

About This Home

This spacious four-story townhouse at 100 W Main St in Westminster, MD, offers 5 generously sized bedrooms and 2 full bathrooms, providing ample living space for those desiring extra room. Hardwood floors run throughout the home, adding warmth and character, while a hallway skylight fills the space with natural light. The kitchen features a convenient walkout to the driveway, making outdoor access easy. Additional highlights include a formal dining room and an unfinished basement, offering potential for customization to suit your needs. Bring your vision home—this property needs a little TLC but has incredible potential! Situated in the heart of Westminster, this home is within walking distance of a variety of local shops and dining options. The downtown area boasts art galleries, boutiques, gift shops, craft stores, ensuring a delightful shopping experience. With its spacious layout, charming details, and prime location, 100 W Main St presents a unique opportunity to create your dream home in a vibrant community.

Getting Around

87
WalkingVery Walkable
19
TransitMinimal Transit
63
BikeBikeable

Schools

7/10
8/10
Winters Mill High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1921

Materials

  • Foundation: Other
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,064

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0707059477
  • Zoning: RESIDENTIAL / COMMERCIAL
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None

Lot

  • Lot size: 3,257 sqft

Parking

  • Parking features: Shared Driveway,Off Street,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,613$19,356
Home Insurance *$98$1,176
Property Taxes $449$5,388
Electricity $281$3,374
Total$2,441$29,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,691/yr
40% on housing$73,230/yr
45% on housing$65,093/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 21157$210
Carroll County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 21157$212
Carroll County$237

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$319,000
2026-02-28Price change$329,000
2026-01-14Price change$335,000
2025-12-01Listed for sale$340,000
2025-04-03Listing removed$355,000
2025-03-14Listed for sale$355,000
2021-08-18Sold$115,000
2021-08-17Pending sale$114,900
2021-08-16Listing removed--
2021-05-30Pending sale$114,900
2021-05-15Listed for sale$114,900
2021-04-07Sold$135,000
2020-10-30Listing removed--
2020-10-08Listed for sale--
2019-09-25Listing removed$189,900
2019-08-05Price change$189,900
2019-07-29Price change$195,900
2019-07-12Price change$210,500
2019-06-27Listed for sale$229,000
2016-10-13Sold$150,000
2015-05-05Sold$70,875
2005-03-29Sold$152,900

For Sale by Agent

AgentJohnni Lindsay
BrokerageBrick and Quill Realty

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