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13175 Chaparral Rd, Morgan Hill, CA, 95037

5beds
4baths
3,855sqft
$2,588,000
$671price/sqft
$16,723/moest. monthly cost
$668,920/yrincome needed

About This Home

Welcome home to this spacious 5-bed,4-bath located in a low-traffic peaceful neighborhood. This includes a beautiful ADU/inlaw unit. Walking access to trails and parks, and walking distance to vineyards. Enjoy family gatherings in the oversized family room or dedicated dining area. Many fresh updates have been performed over the last decade. The house has an updated kitchen, with gas range on granite countertops island. Luxury granite flooring throughout downstairs, and newer carpet in bedrooms upstairs. Drywall-finished garage provides even more living space. All-copper repipe and 50 year roof installed. Central heater and air conditioners, and a whole home fan for the summer months. Home also has an oversized 1 bed 1 bath ADU with its own kitchen dining area and living room. This home is comfortable, practical, and versatile, with ample space to meet all of your family's needs. Don't miss the opportunity to own a little piece of serenity it a friendly neighborhood of only 11 house holds.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
Live Oak High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Crawl Space
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Built In Oven/Range,Built In Gas Oven/Range,Refrigerator,Trash Compactor
  • Laundry features: In Garage

Bathroom

  • Features: DoubleSinks, Granite, PrimaryStallShowers, StallShower, Tile, UpdatedBaths, PrimaryOversizedTub, OversizedTub

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset, PrimaryBedroom2plus, GroundFloorPrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,Vaulted Ceiling(s)
  • Flooring: Carpet,Granite
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,855
  • Total interior livable area: 3,855 sqft

Kitchen

  • Features: Countertop_Granite, Island, Pantry

Property

Details

  • Parcel number: 77610031
  • Zoning: RR
  • Special condition: Standard
  • Horse amenities: Fenced

Features

  • Stories: 2
  • Pool features: Pool Cover
  • Patio & porch: Balcony/Patio,Enclosed
  • Exterior features: Back Yard,Fenced
  • Fencing: Chain Link,Rail,Wood
  • Has view: Yes
  • View description: Mountain(s),Vineyard

Lot

  • Lot size: 1 Acres
  • Features: Agricultural,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Common,Electric Vehicle Charging Station(s),Guest,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire
Drought
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,086$157,032
Home Insurance *$373$4,476
Property Taxes $2,438$29,256
Electricity $826$9,919
Total$16,723$200,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$573,360/yr
40% on housing$501,690/yr
45% on housing$445,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$671This listing

vs Other Active Listings

Avg $/sqft

ZIP 95037$646
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95037$666
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$2,386,000
2026-07-10Listed for sale$2,588,000
2022-04-29Sold$2,145,000
1996-11-26Sold$360,000

For Sale by Agent

AgentThai Mai
BrokerageTM Properties & Services, Inc.

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