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500 Ronan Ave, Gilroy, CA, 95020

5beds
3baths
1,979sqft
$1,247,888
$631price/sqft
$8,306/moest. monthly cost
$332,240/yrincome needed

About This Home

Charming Home with Private ADU Ideal for Multi-Generational Living & SOLAR Included! Welcome to your new home featuring a thoughtfully designed Accessory Dwelling Unit (ADU) 483 sqft. additional with its own private entrance perfect for multi-generational living, guests, or income potential. The ADU offers a comfortable bedroom, living room, full kitchen, and bathroom with a walk-in shower. The main home showcases an inviting open-concept layout that seamlessly connects the living room, dining area, and kitchen. The kitchen features a gas range, newer countertops, and freshly painted cabinets. The living room is equipped for surround sound, making it a great space for relaxing or entertaining. Laminate flooring runs throughout the main living areas, while the bathroom is finished with tile and a walk-in shower. Two additional rooms located just off the kitchen provide flexible space and can easily be used as bedrooms, home office, or hobby room. Step outside to a backyard designed for entertaining, with a built-in BBQ area, a cozy sitting space, and low-maintenance turf. The property also includes a storage shed and a side yard, offering extra storage. Conveniently located near Las Animas Park and nearby shopping, this home combines comfort, flexibility and a great location.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
68
BikeBikeable

Schools

8/10
3/10
7/10
Christopher High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Disposal,Range Hood,Gas Oven/Range
  • Laundry features: Inside

Bathroom

  • Features: StallShower2plus

Bedroom

  • Features: GroundFloorPrimaryBedroom2plus

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: DiningFamilyCombo, EatinKitchen, NoFormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo, SeparateFamilyRoom

Features

  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,979
  • Total interior livable area: 1,979 sqft

Property

Details

  • Parcel number: 79001010
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 1
  • Exterior features: Back Yard,Barbecue,Fenced
  • Fencing: Wood

Lot

  • Lot size: 7,776 sqft
  • Features: Mostly Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,309$75,708
Home Insurance *$217$2,604
Property Taxes $1,356$16,272
Electricity $424$5,092
Total$8,306$99,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,777/yr
40% on housing$249,180/yr
45% on housing$221,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$631This listing

vs Other Active Listings

Avg $/sqft

ZIP 95020$538
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95020$508
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$1,247,888
2026-05-23Listed for sale$1,249,000
2026-04-02Contingent$1,249,000
2026-03-22Price change$1,249,000
2026-03-08Listed for sale$1,275,000
2017-07-13Sold$635,000
2017-06-10Pending sale$635,000
2017-06-07Price change$635,000
2017-05-19Listed for sale$639,500
2012-08-31Sold$390,000
2012-07-20Listed for sale$359,000
2012-06-12Sold$288,000
1996-02-29Sold$199,000

For Sale by Agent

AgentLynn Shaffer
BrokerageLUX Real Estate

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