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641 Eden St, Gilroy, CA, 95020

3beds
3baths
1,634sqft
$828,888
$507price/sqft
$5,587/moest. monthly cost
$223,480/yrincome needed

About This Home

Welcome to 641 Eden St - a beautifully maintained 3-bedroom, 2-bath single family home offering 1,634 SqFt of comfortable living space on a 3,310 SqFt lot. Nestled in a quiet, well-established community, this home combines comfort, convenience, and an ideal location. Step inside to discover a spacious and inviting floor plan designed for both everyday living and entertaining. Whether you're relaxing with family or hosting guests, you'll appreciate the functional layout and warm, welcoming atmosphere. Ideally situated in one of Gilroy's desirable neighborhoods, this home is a short walk away from Las Animas and minutes away from Rod Kelly Elementary, Christopher High School, local shopping centers, great restaurants & everyday conveniences. With easy access to major commuter routes, you'll enjoy the perfect balance of peaceful neighborhood living and central accessibility. Don't miss this opportunity to own a wonderful home in the heart of Gilroy. Come see everything 641 Eden St has to offer before it is too late!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
68
BikeBikeable

Schools

8/10
3/10
7/10
Christopher High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,634
  • Total interior livable area: 1,634 sqft

Property

Details

  • Parcel number: 79001037
  • Zoning: R1
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 3,325 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,191$50,292
Home Insurance *$144$1,728
Property Taxes $854$10,248
Electricity $398$4,786
Total$5,587$67,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,554/yr
40% on housing$167,610/yr
45% on housing$148,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$507This listing

vs Other Active Listings

Avg $/sqft

ZIP 95020$539
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95020$508
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$828,888
2016-05-20Sold$581,000
2016-04-21Pending sale$579,000
2016-04-14Listed for sale$579,000
2000-01-03Sold$310,000
1998-11-25Sold$260,000
1996-06-14Sold$220,000

For Sale by Agent

AgentMichael Camarena
BrokerageIntempus Realty

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