4065 SILVER LAKE Drive, Palatka, FL, 32177
About This Home
Set on 2.16 beautiful acres, 4065 Silver Lake Dr offers room to breathe and grow. This inviting 3-bed/2-bath manufactured home features a bonus addition that brings 2 extra bedrooms plus a spacious back porch overlooking the peaceful property. Inside, the home is fully livable and comfortable, needing only light repairs and routine TLC to truly shine! The land includes 2 outbuildings for storage or hobbies, along with a second well and septic from a previous homesite (an exciting opportunity for future use). The AC unit updated around 2010-2011 and the Seller began to update the home with a metal roof, but was unable to finish. This is a rare chance to create your ideal retreat in a serene, expansive setting! Private Financing may be available with roughly 30% - 40% cash down.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2000
Materials
- Roof: Metal,Shingle
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,372 sqft
Property
Details
- Parcel number: 141026000006700000
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 2.16 Acres
- Lot size dimensions: 220' x 420'
Parking
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Heat Wave
- Inland Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance * | $278 | $3,336 |
| Property Taxes | $37 | $444 |
| Electricity | $238 | $2,864 |
| Total | $1,816 | $21,792 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $244,900 |
| 2026-06-11 | Listed for sale | $249,900 |
| 2015-07-09 | Sold | $14,200 |
| 2015-05-11 | Sold | $46,500 |
| 2014-05-23 | Sold | $40,000 |
For Sale by Agent
View on Zillow