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652 Albany Post Road, New paltz, NY, 12561

4beds
2baths
3,290sqft
$1,496,000
$455price/sqft
$10,710/moest. monthly cost
$428,400/yrincome needed

About This Home

There are homes you admire, and then there are homes you admire and carry them with you for years...the kind you pass countless times and quietly wonder about. Who lived there? What the lives looked like within those walls? What celebrations filled the rooms? What stories unfolded beside the fireplaces on winter evenings? Which generation planted the trees, walked the fields, gathered around the long kitchen table, or watched the seasons roll across the ridge from the same windows that remain today? 652 Albany Post Road is just that kind of home. Sited on 39 remarkable acres, beneath the Shawangunk Ridge, this c.1800 brick and stone Colonial, with its earlier stone wing, stands as one of Gardiner's most enduring historic presences. Timeless and deeply rooted in place, the home feels less like a property and more like a living piece of Hudson Valley history. Inside, centuries of craftsmanship remain beautifully intact. Wide plank floors worn smooth with time, hand-hewn beams, original millwork, deep-set windows, Dutch doors, built-ins, and multiple fireplaces create interiors rich with warmth, texture, and memories. The oldest stone portion of the home centers around an extraordinary hearth kitchen where exposed masonry, dark timber beams, and the original fireplace evoke another era entirely, a room that feels made for lingering conversations, candlelight, and generations gathered together. The elegant brick and stone Colonial section offers gracious proportions and beautifully scaled rooms filled with soft natural light. Arched openings, antique mantels, and expansive living spaces create an atmosphere which feels both stately and deeply personal. A first-floor bedroom and full bath provide flexibility for guests or even potential single-level living. The upstairs bedrooms feel peaceful, private, and suspended back in time. Outside, the landscape unfolds into rolling lawns, meadows, mature trees, and some wooded acreage. The setting is quintessential Gardiner: pastoral, protected, and impossibly serene. What makes this property extraordinary is not perfection or trend-driven renovation. It is authenticity and history. It gives you the feeling that it has been lived in, loved deeply, and carefully carried forward for more than two centuries. A rare opportunity here to become the next steward of one of the Hudson Valley's truly unforgettable, iconic homes.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Lenape Elementary SchoolGrades 3-53.1 mi
9/10
New Paltz Middle SchoolGrades 6-84.1 mi
8/10

Construction

Condition

  • Year built: 1775

Materials

  • Construction materials: Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Natural Woodwork
  • Flooring: Hardwood
  • Attic: Walkup

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 3,290
  • Total interior livable area: 3,290 sqft

Property

Details

  • Parcel number: 2400085.0040003008.1100000
  • Special condition: None

Features

  • Patio & porch: Porch

Lot

  • Lot size: 39.75 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,564$90,768
Home Insurance *$584$7,008
Property Taxes $2,019$24,228
Electricity $543$6,524
Total$10,710$128,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$367,200/yr
40% on housing$321,300/yr
45% on housing$285,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$455This listing

vs Other Active Listings

Avg $/sqft

ZIP 12561$269
Ulster County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12561$289
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Price change$1,496,000
2026-06-03Price change$1,925,000
2026-06-03Price change$1,575,000
2026-06-03Price change$1,925,000
2026-06-03Listed for sale$1,575,000

For Sale by Agent

AgentDonna Brooks
BrokerageCompass Greater NY, LLC

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