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220 Main Street, Saugerties, NY, 12477

--beds
3baths
14,940sqft
$1,699,000
$114price/sqft
$13,921/moest. monthly cost
$556,840/yrincome needed

About This Home

Own a rare piece of history in the heart of the charming Village of Saugerties. Originally built in 1930, and used as an Odd Fellows Temple, this remarkable property offers more than 10,000 square feet of character-filled space across four distinctive levels. Rich in architectural detail and timeless charm, the building presents endless potential for a wide range of uses. The crown jewel of the property is the stunning third-floor ballroom -- an expansive, light-filled space evocative of a bygone era, complete with soaring ceilings, oversized windows, and classic architectural elements. The first floor, spanning over 4,000 square feet, is currently operating as an antique store, while the second floor is configured as art studios, with the flexibility to easily convert back into residential apartments if desired. Massive 8-foot windows throughout the building flood each level with natural light, enhancing the warmth and character of every space. Perfectly situated in the center of Saugerties, this truly one-of-a-kind property offers an extraordinary opportunity for investors, creatives, and entrepreneurs alike. Whether envisioned as an event venue, boutique retail destination, gallery space, or mixed-use development, the possibilities are limitless.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

6/10
Cahill SchoolGrades K-60.2 mi
5/10
6/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Brick/Mortar
  • Roof: Rubber
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Mixed Use

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bathrooms: 3

Features

  • Flooring: Varies
  • Finished area below ground: 0
  • Finished area above ground: 10,875

Heating & Cooling

  • Heating features: Baseboard,Electric,Forced Air,Natural Gas
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 14,940
  • Total interior livable area: 14,940 sqft

Property

Details

  • Parcel number: 480101826300020130000000
  • Zoning: B1-H
  • Zoning description: commercial and residential

Features

  • Stories: 4

Lot

  • Lot size: 4,356 Acres
  • Features: City Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance *$569$6,828
Property Taxes $2,293$27,516
Electricity $2,468$29,627
Total$13,921$167,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$477,291/yr
40% on housing$417,630/yr
45% on housing$371,226/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 12477$271
Ulster County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 12477$220
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$1,699,000
2021-07-26Sold$785,000
2021-02-01Listing removed--
2019-08-12Listed for sale$795,000

For Sale by Agent

AgentKristabelle McDermott
BrokerageThe Machree Group, LLC

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