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3940 Ryans Rdg, Monroe, MI, 48161

3beds
3baths
1,904sqft
$74,900
$39price/sqft
$735/moest. monthly cost
$29,400/yrincome needed

About This Home

This home has it all! A prime perimeter site, a deck to enjoy the outdoors, an attached 2-car garage with access to the home (never get rained on or snowed on again!), and 1,900 square feet of living space! This home has been meticulously cared for. The furniture in the home is negotiable if needed or desired! All the kitchen appliances stay along with the washer & dryer set. This home has central air conditioning. Enjoy the great community amenities that include an outdoor pool, playgrounds for the kids, a clubhouse with banquet facilities, and basketball courts. This home has an extra-large living room. The formal dining area can be used as an additional living space if needed. The primary bedroom is huge and has two full bathrooms with an extra-large pass-through walk-in closet! The kitchen has plenty of cabinet and countertop space and a large kitchen island! The roof was re-shingled in 2017 - The central air unit was replaced in 2023 - The microwave was new in 2025 The hardwood floors in the kitchen and bathroom were installed in 2018. Plenty of close shopping and dining in the Monroe area. Garage homes always sell fast, so hurry on this one! Call Holly Homes to schedule a home tour today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Waterloo SchoolGrades PK-62.4 mi
--
Monroe High SchoolGrades 8-121.9 mi
6/10
Monroe Middle SchoolGrades 6-83.9 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,904

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,904 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 1390001900
  • On leased land: Yes
  • Lease amount: 750

Features

  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Street,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Monroe County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $378$4,536
Home Insurance *$46$552
Property Taxes $104$1,248
Electricity $207$2,492
Total$735$8,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,200/yr
40% on housing$22,050/yr
45% on housing$19,600/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$39This listing

vs Other Active Listings

Avg $/sqft

ZIP 48161$120
Monroe County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 48161$132
Monroe County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-31Listed for sale$95,900

For Sale by Agent

AgentRich Miller
BrokerageHolly Manufactured Homes LLC

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