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2728 Upton Ave S, Minneapolis, MN, 55416

4beds
5baths
4,445sqft
$1,599,000
$360price/sqft
$11,777/moest. monthly cost
$471,080/yrincome needed

About This Home

Elegant and masterfully renovated, this 1925 residence blends historic charm with modern luxury. Situated on a serene, single-block street in the prestigious Kenwood area, you are steps from the natural beauty of Cedar Lake, Lake of the Isles, and Bde Maka Ska. Enjoy immediate access to bike paths and local amenities, all while nestled in a quiet, low-traffic enclave. Professional-grade landscaping features aesthetic paver stones, a private patio, and property-wide irrigation and lighting. Inside, an intuitive, airy floor plan allows natural light to pour into every room. The seamless flow connects elegant living spaces to a gourmet chef’s kitchen, complemented by a butler’s pantry and scullery—perfect for discreet prep and staging. A classic swinging door opens to the formal dining room, while a stunning sunroom integrates the patio, kitchen, and cozy first-floor family room for effortless entertaining. Meticulously crafted built-ins and original hardwood floors honor the home’s roots, while ‘no expense spared’ modern updates—including a new roof, AC, dehumidifier, and windows—ensure total comfort. The upper level boasts four generous bedrooms and three beautifully appointed baths. The finished lower level offers a premier rec space with a Sub-Zero refrigerator, office, and exercise room. Complete with a rare attached two-and-a-half-car garage, this home represents the pinnacle of architectural design and refinement in the historic Chain of Lakes.

Getting Around

63
WalkingSomewhat Walkable
51
TransitGood Transit
84
BikeVery Bikeable

Schools

6/10
3/10
North Academy Senior HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Wall Oven,Washer
  • Laundry features: In Basement,Lower Level,Laundry Room,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Sump Basket

Bedroom

  • Level: Upper
  • Area: 255
  • Dimensions: 17x15

Bedroom2

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom4

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 196
  • Dimensions: 14x14

Family Room

  • Level: Main
  • Area: 273
  • Dimensions: 21x13

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,391
  • Finished area above ground: 3,019

Foyer

  • Level: Main
  • Area: 120
  • Dimensions: 15x08

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,445
  • Total interior livable area: 4,445 sqft

Kitchen

  • Level: Main
  • Area: 231
  • Dimensions: 21x11

Laundry

  • Level: Upper
  • Area: 36
  • Dimensions: 06x06

Living Room

  • Level: Main
  • Area: 360
  • Dimensions: 24x15

Other

  • Level: Main
  • Area: 42
  • Dimensions: 07x06

Recreation Room

  • Level: Lower
  • Area: 442
  • Dimensions: 34x13

Storage

  • Level: Lower
  • Area: 104
  • Dimensions: 13x08

Utility Room

  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3202924420057
  • Zoning description: Residential-Single Family
  • Foundation area: 1540

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio
  • Fencing: Full

Lot

  • Lot size: 6,098 sqft
  • Features: Near Public Transit,Tree Coverage - Medium
  • Lot size dimensions: 50 x 125

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$1,050$12,600
Property Taxes $2,268$27,216
Electricity $374$4,498
Total$11,777$141,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$403,782/yr
40% on housing$353,310/yr
45% on housing$314,053/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$360This listing

vs Other Active Listings

Avg $/sqft

ZIP 55416$225
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55416$245
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2010-11-15Sold$1,150,000
2010-10-06Listed for sale$1,275,000
2004-10-11Sold$640,000

Coming Soon

AgentDebbie McNally
BrokerageLakes Sotheby's International

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