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815 Tuscarora Trail, Jacksonville, NC, 28546

4beds
2baths
2,197sqft
$364,900
$166price/sqft
$2,381/moest. monthly cost
$95,240/yrincome needed

About This Home

**LENDER INCENTIVES AVAILABLE. INQUIRE WITH AGENT FOR DETAILS.** Stunning home full of character located in the desirable Wantland's Ferry at Towne Pointe community. This thoughtfully designed floor plan offers a modern layout ideal for today's lifestyle, featuring a well-appointed kitchen with an efficient design and a spacious dining area suitable for meals, entertaining, or everyday use. The living room serves as the central gathering space, complete with a cozy fireplace that creates a warm and inviting atmosphere. The primary suite is conveniently located on the main level and features a private en-suite bathroom and an expansive walk-in closet with ample storage. Upstairs, a generously sized fourth bedroom--finished room over the garage (FROG)--offers flexible space that can be used as a guest room, office, or additional living area. Outdoor features include a fully fenced backyard with a six-foot privacy fence, providing a great space for outdoor activities, entertaining, or gardening. This vibrant community features sidewalks throughout, making it easy to enjoy scenic walks, as well as access to a community pool for residents. Conveniently located near Camp Lejeune, Swansboro, and Jacksonville, you'll have quick access to shopping, dining, and coastal attractions. Don't miss the opportunity to make this exceptional home yours--schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

7/10
Hunters Creek ElementaryGrades PK-51.7 mi
7/10
Hunters Creek MiddleGrades 6-81.6 mi
4/10
White Oak HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Master Downstairs,Walk-in Closet(s),Ceiling Fan(s),Walk-In Closet(s)

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 2,197
  • Total interior livable area: 2,197 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 1127d39
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Patio,Front Porch
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Ice Storm
Wildfire

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$134$1,608
Property Taxes $198$2,376
Electricity $204$2,455
Total$2,381$28,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,634/yr
40% on housing$71,430/yr
45% on housing$63,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 28546$138
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28546$160
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$368,500
2026-03-06Listed for sale$369,000
2023-09-28Sold$347,000
2023-09-02Pending sale$355,000
2023-08-12Listed for sale$355,000
2018-11-05Sold$224,900
2018-10-15Pending sale$224,900
2018-03-08Listed for sale$224,900

For Sale by Agent

AgentBriana N Chesher
BrokerageColdwell Banker Sea Coast Advantage

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