




145 Spicer Lake Drive, Holly Ridge, NC, 28445
About This Home
Welcome to 145 Spicer Lake Drive in the gated waterfront community of Summerhouse on Everett Bay, a beautiful 4-bedroom, 3.5-bath coastal cottage offering approximately 2,700± square feet of thoughtfully designed living space. Perfectly positioned with a peaceful pond view in the backyard, this home combines comfort, functionality, and coastal lifestyle. Inside, the main living area features 10-foot ceilings and an open-concept layout that creates a bright and spacious feel from the moment you enter. The great room flows seamlessly into the dining area and a well-appointed kitchen featuring granite countertops, ample cabinetry, and space ideal for entertaining family and friends. The first-floor owner's suite is a private retreat with trey ceilings, a large walk-in closet, dual vanities, and a beautifully tiled walk-in shower. A unique and convenient feature is the direct connection from the owner's suite to the laundry room, making everyday living easy. A practical drop zone area adds extra organization for busy households. Upstairs, you'll find three generously sized bedrooms, two full bathrooms, and a spacious bonus/game room, along with plenty of walk-in attic storage. The home has been refreshed with new interior paint and brand-new carpeting, making it move-in ready. This community offers an exceptional coastal lifestyle with resort-style amenities including a clubhouse, fitness center, pool, lakes, walking trails, boat launch, day dock, and direct access to the Intracoastal Waterway. Conveniently located between Wilmington and Jacksonville, the community is just minutes from MARSOC, Stone Bay, Camp Lejeune, and approximately 15-20 minutes to the beautiful beaches of Topsail Island and Surf City. If you're looking for a home that blends coastal charm, modern functionality, and resort-style living, this one deserves a closer look.
Getting Around
Schools
Construction
Condition
- Year built: 2018
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Fiber Cement,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Cooktop,Built-In Microwave,Washer,Refrigerator,Dryer,Disposal,Dishwasher
- Laundry features: Laundry Room
Basement
- Basement: None
Bathroom4
- Level: Second
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Second
Dining Room
- Level: First
Features
- Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
- Flooring: Carpet,Tile,Wood
- Fireplace features: Gas Log
- Fireplace: Yes
- Attic: Floored
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,725
- Total interior livable area: 2,725 sqft
Kitchen
- Level: First
Laundry
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 762c23
- Zoning: R-20
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Covered,Porch,Rear Porch
- Exterior features: Irrigation System,Cluster Mailboxes
- Fencing: Metal/Ornamental
- Has view: Yes
- View description: Pond,Water
- Has water view: Yes
- Water view: Pond,Water
- Waterfront features: Water Access Comm,Pond
- Frontage type: Pond Front
- Living area range: 2600 - 2799
Lot
- Lot size: 8,712 sqft
- Features: Open Lot,Water Access Comm
- Lot size dimensions: 64 x 145 x 57 x 150
Parking
- Total spaces: 2
- Parking features: On Site,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Coastal Flooding
- Cold Wave
- Heat Wave
- Inland Flooding
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $472 | $5,664 |
| Electricity | $253 | $3,045 |
| Total | $3,773 | $45,276 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Price change | $575,000 |
| 2026-04-06 | Price change | $595,000 |
| 2026-03-06 | Listed for sale | $600,000 |
| 2025-05-06 | Listing removed | $599,000 |
| 2025-03-31 | Price change | $599,000 |
| 2025-03-11 | Listed for sale | $625,000 |
| 2024-10-17 | Listing removed | $625,000 |
| 2024-08-26 | Price change | $649,000 |
| 2024-08-01 | Listed for sale | $675,000 |
| 2021-04-05 | Sold | $439,000 |
| 2021-01-14 | Listed for sale | $449,500 |
| 2018-06-28 | Sold | $360,000 |
| 2018-05-26 | Pending sale | $364,000 |
| 2018-04-12 | Listed for sale | $364,000 |
| 2017-10-20 | Sold | $45,000 |
| 2013-06-20 | Sold | $18,000 |
| 2006-09-19 | Sold | $150,000 |
