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1079 New River Inlet Road, North Topsail Beach, NC, 28460

8beds
8baths
3,452sqft
$1,895,000
$549price/sqft
$12,135/moest. monthly cost
$485,400/yrincome needed

About This Home

Experience the ultimate in coastal luxury with this exceptional 8-bedroom, 7.5-bathroom waterfront retreat offering 3,452 square feet of thoughtfully designed living space. Rental projections estimated to gross over 180K. Perfectly positioned to capture breathtaking panoramic views of both the Atlantic Ocean and the Intracoastal Waterway, this home delivers an unparalleled beach lifestyle and outstanding investment opportunity. Designed for effortless entertaining, the open-concept floor plan seamlessly connects the spacious living, dining, and kitchen areas, all enhanced by expansive windows that showcase the spectacular water views. The gourmet kitchen features a premium Decor refrigerator, abundant workspace, and stylish finishes that make hosting family and guests a pleasure. Step outside to oversized porches finished with high-end Trex decking, creating the perfect setting for morning coffee, sunset cocktails, or simply soaking in the coastal scenery. The private outdoor oasis includes a sparkling pool and relaxing hot tub, offering the ideal place to unwind after a day at the beach. The luxurious primary suite serves as a private sanctuary, complete with a spa-inspired bathroom featuring an oversized walk-in shower designed for ultimate relaxation. An elevator provides convenient access to every level, while the home's generous layout comfortably accommodates large gatherings and multiple families. Offered fully furnished, this turnkey property is ready for immediate enjoyment or continued success as a vacation rental. With an excellent established rental history, this stunning home combines exceptional income potential with unforgettable coastal living. Whether you're searching for a luxury second home, a primary residence, or a high-performing investment property, this remarkable waterfront retreat checks every box.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades K-55.7 mi
7/10
Dixon MiddleGrades 6-83.7 mi
5/10
Dixon HighGrades 9-127.4 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Other,Slab,Pilings
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Refrigerator,Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • High Ceilings,Kitchen Island,Elevator,Furnished,Walk-in Shower,Wet Bar,Built-in Features
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,452
  • Total interior livable area: 3,452 sqft

Master Bedroom

  • Level: Primary Living Area

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 774f111
  • Zoning: Cur-15
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: In Ground,Pool/Spa Combo
  • Patio & porch: Deck,Porch
  • Exterior features: Outdoor Shower,Irrigation System
  • Fencing: Back Yard
  • Has view: Yes
  • View description: ICW,Marsh,Ocean
  • Has water view: Yes
  • Water view: Marsh,Ocean
  • Waterfront features: Salt Marsh,Marsh Front
  • Frontage type: Marsh Front
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.33 Acres
  • Features: Salt Marsh
  • Lot size dimensions: Irregular

Parking

  • Parking features: Off Street,Underhouse

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,582$114,984
Home Insurance *$517$6,204
Property Taxes $1,715$20,580
Electricity $321$3,858
Total$12,135$145,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$416,057/yr
40% on housing$364,050/yr
45% on housing$323,600/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$549This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$304
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$1,895,000
2023-07-14Sold$1,099,000
2023-04-21Pending sale$1,399,000
2023-04-21Listing removed--
2022-06-02Sold$300,000
2022-03-18Pending sale$1,399,000
2022-02-22Listed for sale$1,399,000
2021-09-19Listing removed--
2021-04-21Listed for sale$825,000
2016-04-27Sold$22,500

For Sale by Agent

AgentFrederick E Barton
BrokerageCadence Realty Corporation

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