See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

104 Oyster Catcher Way, Sneads Ferry, NC, 28460

5beds
5baths
3,039sqft
$850,000
$280price/sqft
$5,275/moest. monthly cost
$211,000/yrincome needed

About This Home

Experience coastal living at its finest in this spacious 5-bedroom, 4.5-bath home with a private elevator, thoughtfully designed with over 3,000 square feet of living space. The open-concept main level features a generous living room, dining area, and well-appointed kitchen, creating the perfect space for entertaining. The primary suite is conveniently located on the main living level, while four additional bedrooms occupy the upper floor. A dedicated ground floor office provides the ideal work-from-home space, and the oversized garage offers abundant room for vehicles, golf carts, boats, and storage. Relax on the expansive deck and enjoy the coastal breeze. Located in a gated waterfront community with exceptional amenities, residents enjoy a clubhouse, swimming pool, tennis and pickleball courts, playground, boat dock, and boat corral. Schedule a showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Dixon ElementaryGrades PK-53.6 mi
7/10
Dixon MiddleGrades 6-82.5 mi
5/10
Dixon HighGrades 9-126.1 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Aluminum Siding,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • See Remarks

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,039
  • Total interior livable area: 3,039 sqft

Property

Details

  • Parcel number: 774g115
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Sound,Water
  • Has water view: Yes
  • Water view: Sound,Water
  • On waterfront: Yes
  • Waterfront features: Water Access Comm,Sound Front
  • Frontage type: Sound Front
  • Living area range: 3000 - 3499

Lot

  • Lot size: 1.96 Acres
  • Features: Wetlands,Water Access Comm
  • Lot size dimensions: 76 x 1177 x 86 x 1153

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Winter Weather
Coastal Flooding
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$232$2,784
Property Taxes $462$5,544
Electricity $283$3,396
Total$5,275$63,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,857/yr
40% on housing$158,250/yr
45% on housing$140,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$306
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$850,000
2024-11-20Listing removed$847,900
2024-11-16Price change$847,900
2024-10-19Listed for sale$849,900
2018-11-28Sold$75,000
2018-08-21Listing removed$89,000
2018-04-08Listed for sale$89,000
2009-07-31Sold$93,000

For Sale by Agent

AgentAspyre Collective
BrokerageeXp Realty

Similar Homes