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1117 New River Inlet Road, North Topsail Beach, NC, 28460

5beds
4baths
2,343sqft
$1,245,000
$531price/sqft
$7,980/moest. monthly cost
$319,200/yrincome needed

About This Home

Experience the best of both worlds with tranquil sound views and sweeping ocean vistas from this immaculate sound-front retreat. Just two years young and lovingly maintained as a primary residence, this home is better than new, showcasing pristine condition throughout and offered fully furnished for a seamless move-in experience or ready to go as an investment property. Step through the welcoming foyer, where the whole-home elevator awaits to effortlessly carry you between levels. On the second floor, wake up to the rhythm of the waves in a spacious ocean-view suite complete with a private balcony and ensuite bath. Two additional bedrooms share a large sound-front balcony, perfect for catching colorful sunsets, and a full hall bath alongside a convenient laundry room. The third floor is the heart of the home and designed for connection. Soak in the sunlight and panoramic views in the open-concept living area, ideal for entertaining or quiet mornings with coffee on either the sound front or ocean-view balcony. Another guest bedroom and full bath add comfort and flexibility for home office or family and friends. At the top, the primary suite feels like a retreat in the sky. Enjoy both ocean and sound-view balconies, a spa-inspired bathroom with an oversized walk-in shower, and a spacious custom closet. With six total balconies and water views from every window, this home invites you to live the coastal dream, to watch the sun rise over the ocean and set across the sound, all from your own private haven. And when you're ready for sand between your toes, the current beach access is conveniently located right across the street. This is more than a home...it's a front-row seat to the Carolina coast.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Dixon ElementaryGrades PK-54.7 mi
7/10
Dixon MiddleGrades 6-83.6 mi
4/10
Dixon HighGrades 9-127.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Other,Pilings
  • Roof: Metal
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Third

Features

  • Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Ceiling Fan(s),Elevator,Furnished,Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile
  • Attic: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,343
  • Total interior livable area: 2,343 sqft

Kitchen

  • Level: Third

Living Room

  • Level: Third

Master Bedroom

  • Level: Fourth

Property

Details

  • Parcel number: 774g64
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 4
  • Pool features: None
  • Patio & porch: Deck,Patio,Balcony
  • Exterior features: Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Ocean,Sound
  • Has water view: Yes
  • Water view: Ocean,Sound
  • On waterfront: Yes
  • Waterfront features: Second Row,Sound Side,ICW Front,Sound Front
  • Frontage type: ICW Front,Sound Front
  • Living area range: 2200 - 2399

Lot

  • Lot size: 1.19 Acres
  • Features: Wetlands,Second Row,Sound Side
  • Lot size dimensions: irregular

Parking

  • Parking features: Gravel,Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,295$75,540
Home Insurance *$340$4,080
Property Taxes $1,127$13,524
Electricity $218$2,618
Total$7,980$95,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,600/yr
40% on housing$239,400/yr
45% on housing$212,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$531This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$304
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$1,245,000
2026-03-10Price change$1,295,000
2025-11-20Listed for sale$1,350,000
2023-08-11Sold$910,000
2023-07-05Pending sale$894,000
2023-06-15Listed for sale$894,000
2021-07-16Sold$99,900
2021-04-20Pending sale$99,900
2021-03-08Price change$99,900
2020-12-09Listed for sale$125,000

For Sale by Agent

AgentTiffany Housel, Coldwell Banker Sea Coast Advantage
BrokerageColdwell Banker Sea Coast Advantage

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