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701 New River Inlet Road, North Topsail Beach, NC, 28460

5beds
7baths
4,531sqft
$1,748,000
$386price/sqft
$10,669/moest. monthly cost
$426,760/yrincome needed

About This Home

Experience elevated coastal living in this stunning new construction home in North Topsail Beach, perfectly positioned to capture both breathtaking Atlantic Ocean views and serene sound side sunsets. Situated on an oversized sound front homesite just steps from public beach access, this thoughtfully designed residence offers the ideal blend of luxury, comfort, and timeless coastal style. Spanning multiple levels with elevator access to every floor -- including the rooftop gathering space -- this exceptional home features 5 spacious bedrooms, each with its own private en suite bathroom, creating the perfect retreat for owners and guests alike. Dual primary suites located on both the second and third floors offer flexibility and elevated comfort, complete with oversized layouts, dual vanities, and expansive walk-in showers. Designed for entertaining and relaxed beachside living, the open-concept interior showcases timeless finishes including granite countertops, luxury LVP flooring, polished tile flooring in bathrooms, and an oversized kitchen island that anchors the heart of the home. A wet bar adds even more convenience for hosting family and friends after a day on the water. Enjoy panoramic ocean and sound views from multiple covered decks positioned on both the front and rear of every level. The flat-top roof was intentionally designed to maximize outdoor living, featuring uncovered rooftop decks on each end along with a spacious rooftop gathering area complete with a storage room, half bath, and elevator access all the way to the top. Additional highlights include two enclosed garage bays, abundant ground-level storage, and a convenient outdoor shower ideal for rinsing off after beach days. Best of all, there is no HOA, allowing for greater flexibility whether you're seeking a primary residence, second home, or investment opportunity. This is a rare opportunity to own a beautifully crafted coastal retreat where luxury design meets unforgettable waterfront living. Be involved in the building process from start to finish, and make this your dream home! Builder delivers a gorgeous quality product and is willing to make the home as custom as will suit your needs!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades K-54.9 mi
7/10
Dixon MiddleGrades 6-83.5 mi
5/10
Dixon HighGrades 9-127.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other,Pilings
  • Roof: See Remarks,Rubber,Other
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Mini Refrigerator,Electric Oven,Built-In Microwave,See Remarks,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Features

  • Walk-in Closet(s),Kitchen Island,Elevator,Ceiling Fan(s),Pantry,Reverse Floor Plan,Walk-in Shower,Wet Bar,Built-in Features,Eat-in Kitchen,Smart Thermostat,Walk-In Closet(s),Wired for Data
  • Flooring: LVT/LVP,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,531
  • Total interior livable area: 4,531 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 775b33
  • Zoning: R-20
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: None,See Remarks
  • Patio & porch: Open,Covered,Deck,Porch,Balcony,Front Porch,Rear Porch
  • Exterior features: Outdoor Shower,See Remarks
  • Fencing: None
  • Has view: Yes
  • View description: Creek/Stream,ICW,Marsh,Ocean,Sound,Water
  • Has water view: Yes
  • Water view: Creek/Stream,Marsh,Ocean,Sound,Water
  • On waterfront: Yes
  • Waterfront features: Deeded Water Access,Deeded Water Rights,Waterfront,Salt Marsh,Second Row,Sound Side,Marsh Front,ICW Front,Sound Front
  • Frontage type: Creek,Marsh Front,ICW Front,Sound Front
  • Living area range: 4500 - 4999

Lot

  • Lot size: 0.95 Acres
  • Features: See Remarks,Deeded Water Access,Deeded Water Rights,Deeded Waterfront,Salt Marsh,Second Row,Sound Side,Cleared,Landscaped
  • Lot size dimensions: irreg

Parking

  • Total spaces: 2
  • Parking features: Concrete,Underhouse
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,838$106,056
Home Insurance *$477$5,724
Property Taxes $932$11,184
Electricity $422$5,064
Total$10,669$128,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$365,794/yr
40% on housing$320,070/yr
45% on housing$284,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$305
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$1,748,000
2026-06-22Price change$369,000
2026-05-26Price change$1,799,000
2026-03-28Listed for sale$389,000

New Construction

AgentJordan Lanier Barkman
BrokerageTeresa Batts Real Estate, LLC

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