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32 Porpoise Place, North Topsail Beach, NC, 28460

7beds
8baths
4,258sqft
$2,450,000
$575price/sqft
$15,671/moest. monthly cost
$626,840/yrincome needed

About This Home

This one checks all the boxes! Amazing attention to detail in this oceanfront North Topsail Beach, NC gem. This home has never been rented and is like new. With 7 bedrooms and 7.5 bathrooms, this home will make a great turn key short term rental or luxurious primary or second home. Imagine waking up every morning, grabbing a cup of coffee and breakfast and heading out to the expansive ocean front deck to watch the sunrise or look for dolphins just off shore. Then grab your bathing suit, walk down your direct beach access to take a dip in the ocean, before heading back to lounge around your own saltwater pool. You're hungry, so you head back up to the chef's kitchen to make some lunch. If an afternoon thunder storm rolls in- no problem. Head to the dedicated home theater for a movie! What a day! Topsail Island living at its best! The reverse floor plan and placement of windows and doors takes advantage of the expansive ocean views. There are multiple large decks for gatherings. This home includes direct access from the pool and beach walkway up to the main living area and secondary bedroom level decks without having to go through the house (rarity in this market-you don't have to go through the house to get to/from the pool and the beach). The kitchen includes a huge island with seating for 6-8 people, dual dishwashers, quartz countertops, glass tile backsplash, ZLINE 6 burner range, and slow close cabinetry. Each ensuite bathroom has tile flooring and tile showers/tub surrounds. Other features include: wood flooring and tile throughout; saltwater pool; dedicated home theater/media room; elevator (stops at all levels); composite decking, cable railings and PVC railings for ease of maintenance; spray foam insulation and 2''x6'' walls for energy efficiency; outdoor shower; 25KW generator; gathering area on ground level adjacent to the pool area-an often forgotten about area that is great for those hot afternoons; irrigation system; finished ground floor storage area (not currently heated and not included in heated sq ft-plumbed for mini split); abundance of floored attic space (lockable-would be great for ''owner closet'' if using as a short term rental); interior staircase lighting; hurricane rated doors and windows; hurricane shutters over exterior doors; whole house water filtration and softening systems; outdoor shower; LP gas fireplace; one bathroom includes handicap accessible shower and toilet. This home is sold mostly furnished with few exceptions (main bedroom furnishings, Polywood brand exterior furniture, and all artwork). Abundance of parking available-8 cars in driveway and under house (''in tandem'' 4 on each side) and there is additional parking available at the end of the street. Community amenities include parking area adjacent to public beach access. A community bath house has been closed in past years, HOA has plans to open it this year. Dolphin Shores appears to have an easement for access to a sound side dock that is owned by North Topsail Beach. Town is supposed to make repairs to dock and pagoda. Living room currently includes a fish aquarium which can easily remove if desired-this area is fully plumbed for a wet bar.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-57.8 mi
7/10
Dixon MiddleGrades 6-84.9 mi
4/10
Dixon HighGrades 9-128.3 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Gas Cooktop,Electric Oven,Water Softener,Washer,Refrigerator,Dryer,Dishwasher,Water Purifier
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Third

Bedroom6

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Dining Room

  • Level: Third

Features

  • Walk-in Closet(s),High Ceilings,Entrance Foyer,Mud Room,Whole-Home Generator,Kitchen Island,Elevator,Ceiling Fan(s),Reverse Floor Plan,Walk-in Shower,Blinds/Shades,Built-in Features,Eat-in Kitchen,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Tile,Hardwood
  • Attic: Floored,Walk-In

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 4,258
  • Total interior livable area: 4,258 sqft

Kitchen

  • Level: Third

Living Room

  • Level: Third

Master Bedroom

  • Level: Fourth

Media Room

  • Level: Second

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Bedroom,Accessible Elevator Installed

Details

  • Parcel number: 778d102
  • Zoning: R-10
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Three Or More
  • Pool features: In Ground,See Remarks
  • Patio & porch: Covered,Deck,Patio,Balcony
  • Exterior features: Shutters - Board/Hurricane,Outdoor Shower,Irrigation System,DP50 Windows
  • Fencing: Back Yard
  • Has view: Yes
  • View description: ICW,Ocean,Water
  • Has water view: Yes
  • Water view: Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Deeded Beach Access,Ocean Front
  • Frontage type: Oceanfront
  • Living area range: 4000 - 4499

Lot

  • Lot size: 0.46 Acres
  • Features: Dunes,Deeded Beach Access,Ocean Side,Landscaped,Sprinklers in Front,Sprinklers in Rear
  • Lot size dimensions: 64.95 x 304.35 x 65.31 x 308.70

Parking

  • Parking features: Additional Parking,Concrete,See Remarks,Off Street,On Site,Tandem,Underhouse

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,388$148,656
Home Insurance *$669$8,028
Property Taxes $2,218$26,616
Electricity $396$4,759
Total$15,671$188,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$537,291/yr
40% on housing$470,130/yr
45% on housing$417,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$575This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$304
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$2,450,000
2020-08-17Sold$260,000
2017-03-03Sold$245,000

For Sale by Agent

AgentCraig W Stewart
BrokerageBerkshire Hathaway HomeServices Carolina Premier Properties

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