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37 Porpoise Place, North Topsail Beach, NC, 28460

8beds
10baths
4,702sqft
$2,549,000
$542price/sqft
$16,330/moest. monthly cost
$653,200/yrincome needed

About This Home

Welcome to one of the best water views around! 37 Porpoise Place is an oceanfront beauty with incredible views from multiple decks and windows. The 8 bedrooms provide plenty of room for friends and family to enjoy a beach vacation, or makes for a fantastic rental opportunity. With a proven rental track record, and projected to gross $275,000 in 2026, this home has one of the better ROI on the island. New interior paint makes this home feel like it is not the rental machine that it actually is! High ceilings and lots of natural light coming from the many oceanfront windows gives you an expansive and serene living space. The expansive deck provides the perfect place to lay out and listen to the waves. An in-ground pool in the back completes the feeling of relaxation or enjoy the hot tub to unwind after a beach day. Come see for yourself what makes this a great investment, and also the perfect beach getaway.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-57.7 mi
7/10
Dixon MiddleGrades 6-84.9 mi
4/10
Dixon HighGrades 9-128.3 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Ice Maker,Dryer,Dishwasher,Cooktop

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Third

Bedroom6

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 10
  • Full bathrooms: 8
  • 1/2 bathrooms: 2

Den

  • Level: Fourth

Dining Room

  • Level: Fourth

Family Room

  • Level: Second

Features

  • Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Hot Tub,Reverse Floor Plan,Blinds/Shades,Built-in Features
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,702
  • Total interior livable area: 4,702 sqft

Kitchen

  • Level: Fourth

Living Room

  • Level: Fourth

Living Room

  • Level: Fourth

Master Bedroom

  • Level: Third

Other

  • Level: Third

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 778d107
  • Zoning: Cur-10
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: In Ground
  • Patio & porch: Deck,Porch,Balcony
  • Exterior features: Outdoor Shower
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Front
  • Frontage type: Oceanfront
  • Living area range: 4500 - 4999

Lot

  • Lot size: 0.45 Acres
  • Features: Ocean Side
  • Lot size dimensions: 66' x 305' x 65' x 303'

Parking

  • Total spaces: 4
  • Parking features: Attached,Paved
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,889$154,668
Home Insurance *$696$8,352
Property Taxes $2,308$27,696
Electricity $437$5,255
Total$16,330$195,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$559,885/yr
40% on housing$489,900/yr
45% on housing$435,466/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$542This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$304
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$2,599,000
2024-11-19Listing removed$2,775,000
2024-10-03Listed for sale$2,825,000
2022-06-13Sold$2,700,000
2022-04-28Pending sale$2,849,999
2022-03-04Price change$2,849,999
2021-11-27Listed for sale$2,899,999
2021-01-22Listing removed--
2020-07-04Listed for sale$1,999,999
2017-02-14Sold$949,000
2016-09-02Sold$215,000
2009-03-09Sold$290,000

For Sale by Agent

AgentGarrett A Williams
BrokerageIntracoastal Realty Corporation

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