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25 Porpoise Place, North Topsail Beach, NC, 28460

5beds
5baths
2,564sqft
$1,700,000
$663price/sqft
$10,836/moest. monthly cost
$433,440/yrincome needed

About This Home

This beautiful 2nd row Ocean and Sound View lot is under construction with a completion date of July/August 2026! 5-bedroom, 5 full bath home with incredible Ocean and sound views. Choose your flooring, paint colors, granite countertops, appliances and other upgrades! The builder will customize this build to your exact wishes! Swimming pool is possible in your own back yard! This property enjoys super easy deeded Beach Access only steps away! Like what you see? Let's talk today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Dixon ElementaryGrades PK-55.7 mi
7/10
Dixon MiddleGrades 6-84.9 mi
4/10
Dixon HighGrades 9-128.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle,Metal
  • Construction materials: Vinyl Siding,Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Gas Cooktop,Electric Oven,Built-In Microwave,Freezer,Refrigerator,Ice Maker,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Den

  • Level: Second

Dining Room

  • Level: Third

Features

  • Walk-in Closet(s),Tray Ceiling(s),Kitchen Island,Elevator,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,564
  • Total interior livable area: 2,564 sqft

Kitchen

  • Level: Third

Living Room

  • Level: Third

Master Bedroom

  • Level: Third

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 778d94
  • Zoning: Cur-10
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: See Remarks
  • Patio & porch: Open,Covered,Deck,Porch
  • Fencing: None
  • Has view: Yes
  • View description: Canal,ICW,Marsh,Ocean,Sound,Water
  • Has water view: Yes
  • Water view: Canal,Marsh,Ocean,Sound,Water
  • Waterfront features: Deeded Beach Access,Water Access Comm
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.32 Acres
  • Features: See Remarks,Level,Corner Lot,Deeded Beach Access,Ocean Side,Water Access Comm
  • Lot size dimensions: appro x imately 80' x 182' with a curved corner radius

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Golf Cart Parking,Additional Parking,Concrete,Lighted,On Site,Tandem
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$464$5,568
Property Taxes $1,538$18,456
Electricity $238$2,865
Total$10,836$130,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$371,520/yr
40% on housing$325,080/yr
45% on housing$288,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$663This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$303
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-15Price change$1,700,000
2025-06-20Price change$1,500,000
2025-06-16Listed for sale$500,000
2024-03-12Sold$200,000
2024-02-14Pending sale$230,000
2023-11-10Listed for sale$230,000

New Construction

AgentJim A Spicuzza
BrokerageCoastal Properties

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