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1601 New River Inlet Road, North Topsail Beach, NC, 28460

5beds
3baths
2,276sqft
$1,249,000
$549price/sqft
$7,991/moest. monthly cost
$319,640/yrincome needed

About This Home

This 5 bed/3 bath coastal retreat lives far larger than it appears. A rare find on Topsail Island, offering canalfront living W/unobstructed ocean views, second row, delivering both sunrise & sunset views from multiple decks. Located on Galleon Bay, this property is ready for you & your water toys! Currently the town owns the oceanfront lot in front of this home enhancing the unique opportunity. Designed to maximize enjoyment & versatility, it features an in-ground pool, hot tub, private dock, private boat ramp, & canalfront fire pit; making it easy to enjoy life on the water by boat, or while unwinding waterside in the evenings. Expansive outdoor living areas create a resort-style atmosphere, ideal for entertaining, relaxing, & gathering after a day at the beach. The home is nestled between two public beach accesses. An outdoor theater area adds another layer of experience for movie nights while listening to the ocean. Inside, the home embraces total coastal vibes W/themed bedrooms, playful island touches, & a relaxed beach aura that makes you feel like part of Topsail Island rather than just visiting.The layout accommodates larger groups w/ 2 living rooms, maintaining flow & functionality. The property is being offered furnished, allowing for a seamless transition. Additional highlights include ample parking, space for beach & water toys, & thoughtful exterior features that enhance convenience & usability year-round. Come enjoy the poolside, canal-view tiki bar, an 8 seat entertaining hotspot that truly has to be experienced in person! Per the seller, this jewel averages over 170K in GRI. Rental income is not guaranteed & may vary based on management & market conditions. Very few properties on Topsail Island offer this level of flexibility; canalfront access, ocean views, private pool, hot tub, dock, boat ramp, fire pit, outdoor theater, multiple decks, & strong rental performance! A unique opportunity that delivers lifestyle, experience, & lasting value Welcome to one of the most unique and versatile properties on Topsail Island  a rare coastal offering that seamlessly blends canalfront living, unobstructed ocean views, and exceptional rental appeal into one unforgettable package. Don't let the exterior scale fool you. This home opens up to 5 bedrooms and 3 bathrooms, thoughtfully arranged to accommodate larger groups while maintaining comfort and flow. Every space has been designed with intention, embracing a relaxed coastal theme that feels authentic, playful, and unmistakably "island." From themed bedrooms to curated finishes and beach-inspired details, the home delivers a fun, immersive experience that makes guests and owners alike feel connected to Topsail's laid-back lifestyle. What truly sets this property apart is its extraordinary outdoor living environment  an absolute rarity on the island. The home is canalfront with a private dock and boat ramp, offering direct access to the water for boating, paddleboarding, kayaking, or simply enjoying life on the sound. At the same time, the property enjoys unobstructed ocean views from the second row, allowing you to take in both sunrise over the Atlantic and sunset over the canal, all from the comfort of multiple expansive decks. Outdoor amenities are nothing short of exceptional. The property features an in-ground pool, hot tub, and multiple lounging and entertaining areas designed to maximize both relaxation and social gathering. Whether you're hosting friends, enjoying quiet mornings with coffee, or unwinding after a beach day, the outdoor spaces deliver a resort-style experience that feels effortless and fun. Add in ample space for beach gear, water toys, and gathering areas, and you have an environment that encourages people to stay, linger, and return. The home is being offered furnished, allowing for a smooth transition for continued use or future ownership plans. Parking is generous  another valuable feature on Topsail Island  making the property convenient for owners and guests alike. From an investment perspective, the property has demonstrated strong performance. Per the seller, the home averages over $170,000 in gross rental income, reflecting its desirability, unique amenity set, and repeat-guest appeal. Rental history is available upon request; however, income is not guaranteed and future performance may vary based on management, market conditions, and owner use. What makes this home truly special is that it doesn't force a compromise. Very few properties on Topsail Island offer canalfront access, ocean views, private pool, hot tub, dock, boat ramp, and extensive outdoor living  all in one location. It's this rare combination that elevates the home beyond a typical beach house and places it firmly in "unicorn" territory. Whether envisioned as a personal coastal retreat, a shared ownership opportunity, or a high-performing rental asset, this property stands apart in a market where true uniqueness is increasingly hard to find. It's not just a place to stay  it's a place to experience Topsail Island at its fullest.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-56.7 mi
7/10
Dixon MiddleGrades 6-84.2 mi
4/10
Dixon HighGrades 9-127.8 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Wood Frame,See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen Island,Ceiling Fan(s),Furnished,Blinds/Shades,Eat-in Kitchen
  • Window features: Skylight(s)
  • Flooring: LVT/LVP,Vinyl,Wood

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,276
  • Total interior livable area: 2,276 sqft

Property

Details

  • Parcel number: 779b58
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Balcony,Front Porch,Rear Porch,Side Porch
  • Exterior features: Outdoor Shower
  • Fencing: Wood
  • Has view: Yes
  • View description: Canal,ICW,Ocean
  • Has water view: Yes
  • Water view: Canal,Ocean
  • On waterfront: Yes
  • Waterfront features: Boat Ramp,Bulkhead,Canal Front,Deeded Water Access,Waterfront,Second Row
  • Frontage type: Canal Front
  • Living area range: 2200 - 2399

Lot

  • Lot size: 0.28 Acres
  • Features: Boat Ramp,Bulkhead,Deeded Water Access,Deeded Waterfront,Navigable Water,Second Row
  • Lot size dimensions: 80.27 x 150 x 80 x 160

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$341$4,092
Property Taxes $1,124$13,488
Electricity $211$2,543
Total$7,991$95,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$273,977/yr
40% on housing$239,730/yr
45% on housing$213,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$549This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$304
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$1,359,000
2026-01-20Listed for sale$1,400,000
2020-01-01Listing removed$699,000
2019-10-10Price change$699,000
2019-09-26Price change$729,000
2019-06-19Listed for sale$755,000
2002-11-07Sold$245,000

For Sale by Agent

AgentAndrea Ana Scott, Better Homes and Gardens Real Estate Treasure 4, Renee Wallace, Better Homes and Gardens Real Estate Treasure 4
BrokerageBetter Homes and Gardens Real Estate Treasure 4

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