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1517 Wahoo Street, North Topsail Beach, NC, 28460

4beds
3baths
1,628sqft
$789,000
$485price/sqft
$5,118/moest. monthly cost
$204,720/yrincome needed

About This Home

Welcome to ''Turtle Cove,'' a fully furnished coastal retreat in North Topsail Beach where effortless beach living meets comfort and style. This 4-bedroom, 3-bath home is thoughtfully designed to maximize natural light and capture water views from nearly every angle, with expansive decks on both the front and back of each level offering 360-degree perspectives, including sound views and peek-a-boo glimpses of the ocean. Inside, the open-concept living space features vaulted ceilings and a bright, airy feel--perfect for gathering after a day on the water. The kitchen is both functional and inviting, complete with granite countertops, stainless steel appliances, and a layout that flows seamlessly into the dining and living areas. Accessibility and convenience are top of mind with an elevator servicing all levels, along with a wet and dry entry ideal for rinsing off after beach days and keeping everything organized. Offered fully furnished, this home is truly turnkey--ready for immediate enjoyment or rental income potential. Enjoy private deeded beach access via an HOA-maintained boardwalk just moments away, or take advantage of the community dock and kayak launch for peaceful days on the sound. Whether you're searching for a second home, investment property, or full-time coastal escape, ''Turtle Cove'' delivers the lifestyle you've been waiting for.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-54.7 mi
7/10
Dixon MiddleGrades 6-87.7 mi
4/10
Dixon HighGrades 9-129.5 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Washer,Refrigerator,Dryer
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Second

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Elevator,Ceiling Fan(s),Pantry,Reverse Floor Plan,Walk-in Shower,Blinds/Shades,Walk-In Closet(s)
  • Door features: Storm Door(s)
  • Flooring: LVT/LVP
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,628
  • Total interior livable area: 1,628 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 804c14
  • Zoning: MHR
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Open,Covered,Porch
  • Exterior features: Storm Doors
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Ocean,Sound
  • Has water view: Yes
  • Water view: Ocean,Sound
  • Waterfront features: Deeded Beach Access
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 6,534 sqft
  • Features: Deeded Beach Access
  • Lot size dimensions: 65 x 100 x 65 x 100

Parking

  • Parking features: Underhouse

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,989$47,868
Home Insurance *$215$2,580
Property Taxes $714$8,568
Electricity $200$2,405
Total$5,118$61,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,474/yr
40% on housing$153,540/yr
45% on housing$136,480/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$485This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$305
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$789,000
2026-03-27Listed for sale$799,000
2024-09-18Listing removed$2,300
2024-09-17Price change$2,300
2024-09-09Price change$2,400
2024-09-06Price change$2,500
2022-10-31Listed for rent$2,800
2022-09-26Listing removed--
2022-08-26Listed for rent$3,000
2018-07-09Sold$356,600
2018-04-12Pending sale$349,000
2018-04-09Listed for sale$349,000
2017-06-14Sold$70,000
2015-07-20Sold$21,000
2013-10-10Sold$28,000

For Sale by Agent

AgentStreamline Realty Team, REAL Broker LLC, Haley Zwick, REAL Broker LLC
BrokerageREAL Broker LLC

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