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130 N Permuda Wynd Drive, North Topsail Beach, NC, 28460

4beds
4baths
2,302sqft
$1,349,500
$586price/sqft
$8,627/moest. monthly cost
$345,080/yrincome needed

About This Home

This stunning 4-bedroom, 3.5 bathroom home sits second row to the ocean with unobstructed views of the Atlantic Ocean and the historic Bumblebee Tower. Nestled in a highly coveted waterfront neighborhood that spans from the sound to the sea and offers beach access, tennis/pickleball courts, and a community pool. Property has an established rental history making it an ideal product for an investor or a second home purchaser that needs some rentals to offset the cost. This house offers a reverse floor plan design, boasting four bedrooms and four bathrooms (3 full, 1 half). Home comes fully furnished with everything you need for an unforgettable vacation and comfortably accommodates up to 12 guests, making it ideal for large families or groups of friends and your fur babies! As you step inside, you'll be greeted by a spacious and beautifully decorated interior that exudes coastal charm. The open-concept layout creates a warm and inviting atmosphere, perfect for spending quality time together. Imagine sipping your morning coffee as you watch the sunrise over the waves or indulging in a delicious dinner while the sun sets in the distance, with porches on every level, this is your new daily ritual. There is an extra game room up top with a half bath, which could be used as a bunk room or office. Beyond the property itself, North Topsail Beach is a charming coastal town with plenty to offer for vacationers and full-time guests alike. Explore the nearby shops and restaurants, indulge in fresh seafood, or simply bask in the sun on the sandy shores. Whether you're seeking relaxation or outdoor activities, this is the perfect home base for your coastal dreams.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Dixon ElementaryGrades PK-57.9 mi
7/10
Dixon MiddleGrades 6-87.1 mi
4/10
Dixon HighGrades 9-129.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Other,Pilings
  • Roof: Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Convection Oven

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Combination

Features

  • High Ceilings,Entrance Foyer,Elevator,Ceiling Fan(s),Furnished,Blinds/Shades
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,302
  • Total interior livable area: 2,302 sqft

Master Bedroom

  • Level: Non Primary Living Area

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 80671
  • Zoning: R-5
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 4
  • Patio & porch: Open,Deck,Balcony
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Ocean,See Remarks,Sound,Water
  • Has water view: Yes
  • Water view: Ocean,Sound,Water
  • Waterfront features: Deeded Beach Access,Deeded Water Access,Deeded Water Rights,Second Row
  • Living area range: 2200 - 2399

Lot

  • Lot size: 5,662 sqft
  • Features: Deeded Beach Access,Deeded Water Access,Deeded Water Rights,Ocean Side,Second Row
  • Lot size dimensions: 65 x 86

Parking

  • Parking features: Covered,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,823$81,876
Home Insurance *$368$4,416
Property Taxes $1,222$14,664
Electricity $214$2,572
Total$8,627$103,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$295,782/yr
40% on housing$258,810/yr
45% on housing$230,053/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$586This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$304
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$1,474,500
2026-04-01Listed for sale$1,600,000
2025-10-10Contingent$1,600,000
2025-10-08Listed for sale$1,600,000
2025-06-19Listing removed$1,600,000
2025-05-09Listed for sale$1,600,000
2016-09-14Sold$186,000

For Sale by Agent

AgentJordan Lanier Barkman
BrokerageTeresa Batts Real Estate, LLC

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