3627 Island Drive, North Topsail Beach, NC, 28460
About This Home
Experience the very best of coastal living in this meticulously maintained soundfront retreat, where luxury, comfort, and location come together seamlessly. Perfectly positioned with a private dock on the sound and beach access directly across the street, this home offers the rare opportunity to enjoy both sunrise and sunset water views just steps from your door. Completely updated and thoughtfully designed for effortless ownership, this residence is truly turn-key and ready for immediate enjoyment. The interior showcases high-end finishes, beautiful coastal details, and an inviting layout ideal for entertaining, relaxing, or hosting guests. Every space has been carefully maintained and upgraded, reflecting pride of ownership throughout. Whether you're boating from your dock, enjoying a short walk to the beach, or taking in peaceful evenings over the water, this home captures the elevated coastal lifestyle buyers dream about. With excellent rental potential and strong guest appeal, it also presents an exceptional opportunity as a luxury investment property. A rare offering where soundfront serenity meets effortless beach access--this is coastal living at its finest.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Other,Pilings
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Cooktop
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Second
Features
- Kitchen Island,Ceiling Fan(s),Furnished,Hot Tub,Walk-in Shower,Blinds/Shades
- Flooring: LVT/LVP
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,532
- Total interior livable area: 2,532 sqft
Kitchen
- Level: Second
Living Room
- Level: Second
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 81413.2
- Zoning: R-20
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Covered,Deck,Porch,Wrap Around
- Fencing: Wood
- Has view: Yes
- View description: ICW,Ocean,Sound,Water
- Has water view: Yes
- Water view: Ocean,Sound,Water
- On waterfront: Yes
- Waterfront features: Deeded Water Access,Waterfront,Sound Side,Sound Front
- Frontage type: Creek,Sound Front
- Living area range: 2400 - 2599
Lot
- Lot size: 1.30 Acres
- Features: Boat Dock,Deeded Water Access,Deeded Waterfront,Navigable Water,Sound Side
- Lot size dimensions: Irr
Parking
- Parking features: On Site,Underhouse
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Winter Weather
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Onslow County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,326 | $87,912 |
| Home Insurance * | $395 | $4,740 |
| Property Taxes | $1,308 | $15,696 |
| Electricity | $235 | $2,829 |
| Total | $9,264 | $111,168 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Listed for sale | $1,449,000 |
| 2014-12-22 | Sold | $131,400 |
For Sale by Agent
View on Zillow