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369 Pine Rd, Otis, MA, 01253

2beds
1baths
964sqft
$220,000
$228price/sqft
$1,657/moest. monthly cost
$66,280/yrincome needed

About This Home

Charming Cottage Near Otis Reservoir. Don't miss this well maintained 2 bedroom 1 bath cottage just a short walk to beautiful Otis Reservoir! This cozy getaway features 2 wood stoves for warm, rustic charm, a spacious deck for relaxing. This is the perfect spot for seasonal escapes or year round living. Sought after location!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Other
  • Year built: 1940

Materials

  • Roof: Asphalt Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating

  • Heating features: Wood,Electric

Interior Area

  • Total structure area: 964
  • Total interior livable area: 964 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom

Details

  • Parcel number: OTISM17BL11
  • Zoning description: Residential

Features

  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Close to Water

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 65x85 approx

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$76$912
Property Taxes $115$1,380
Electricity $354$4,259
Total$1,657$19,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,811/yr
40% on housing$49,710/yr
45% on housing$44,186/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 01253$268
Berkshire County$269

vs Homes Sold Last Month

Median $/sqft

ZIP 01253$330
Berkshire County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$230,000
2025-12-17Listing removed$230,000
2025-08-02Price change$230,000
2025-06-16Listed for sale$235,000

For Sale by Agent

AgentKelly J. Sullivan
BrokerageSULLIVAN REAL ESTATE

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