454 Pine Rd, Otis, MA, 01253
About This Home
Discover this spacious, updated home offering year-round recreation just steps from Otis Reservoir, MA's largest recreational lake. Enjoy an open floor plan, a modern kitchen, and a quiet yard for outdoor fun. A two-minute walk leads to your included private dock and storage locker. Features include a main floor primary bedroom with a full bath, plus two large upstairs bedrooms with a second full bath. The property's location offers easy access to swimming, boating, skiing, snowmobiling, and hiking. This turn-key retreat is ready for you to start making memories as you relish the ultimate blend of modern comfort and natural beauty!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2009
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cape
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Water Heater,Range,Microwave,Refrigerator,Washer,Dryer,Water Treatment
- Laundry features: First Floor,Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bedroom2
- Features: Flooring - Hardwood
- Level: Second
Bedroom3
- Features: Flooring - Hardwood
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring - Hardwood, Open Floorplan
- Level: First
Features
- High Speed Internet
- Window features: Insulated Windows
- Flooring: Hardwood
- Finished area above ground: 1,260
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Pellet Stove,Ductless
- Cooling features: Ductless
Interior Area
- Total structure area: 1,260
- Total interior livable area: 1,260 sqft
Kitchen
- Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Open Floorplan
- Level: First
Living Room
- Features: Flooring - Hardwood, Open Floorplan
- Level: First
Master Bedroom
- Features: Flooring - Hardwood
- Level: First
Property
Details
- Parcel number: M:17B L:29,3457948
- Zoning: R40
Features
- Patio & porch: Patio
- Exterior features: Patio,Rain Gutters
- Waterfront features: Lake/Pond,Walk to,0 to 1/10 Mile To Beach,Beach Ownership(Association,Deeded Rights)
Lot
- Lot size: 10,424 sqft
- Features: Wooded,Other
Parking
- Total spaces: 2
- Parking features: Off Street,Stone/Gravel
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $174 | $2,088 |
| Property Taxes | $263 | $3,156 |
| Electricity | $354 | $4,259 |
| Total | $3,318 | $39,816 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-19 | Price change | $549,900 |
| 2025-10-23 | Price change | $589,000 |
| 2025-09-07 | Listed for sale | $599,000 |
| 2005-08-04 | Sold | $127,000 |
For Sale by Agent
View on Zillow