3120 Ralston Dr, Evansville, IN, 47715
About This Home
Welcome to this like-new, lakefront ranch built by Thompson Homes in the established Centerra Ridge neighborhood. This beautifully crafted 4-bedroom, 2.5-bath home offers exceptional curb appeal with its striking brick and stone exterior and distinctive covered front porch featuring elegant stone archways. Inside, you'll find an inviting blend of quality craftsmanship and thoughtful design, highlighted by engineered hardwood flooring, soaring ceilings, trey ceilings, crown molding, transom windows, and graceful arched doorways accented by decorative columns. A welcoming foyer opens to versatile living spaces, including a room ideal for an office or extra bedroom, and a second flexible space featuring a stunning stone fireplace framed by arched openings, perfect as a formal dining room, living room, or sitting room. The heart of the home is the spacious great room and kitchen, where granite countertops, a center island with breakfast bar, tile backsplash, stainless steel appliances, and a walk-in pantry combine beauty and function. The kitchen flows seamlessly into the great room, highlighted by a trey ceiling, a second stone fireplace, and picturesque lake views. A bright breakfast overlooks the water and provides direct access to the covered back porch. The owner's suite is designed as a retreat, featuring a trey ceiling, tranquil lake views, a luxurious bath with dual vanities, a large, tiled shower, a walk-in closet, and an additional closet for extra storage. The split-bedroom floor plan provides privacy with generously sized secondary bedrooms offering walk-in closets, and a full hall bath. Additional conveniences include a well-equipped laundry room with cabinetry and a utility sink, along with a conveniently located half bath. Step outside to enjoy the peaceful stocked lake from the screened-in porch with ceiling fan and the adjoining concrete patio. Conveniently located just minutes from Highway 62 and I-69, and only five minutes from shopping, dining, entertainment, and fitness facilities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2017
Materials
- Roof: Dimensional Shingles
- Construction materials: Brick,Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Microwave,Refrigerator,Washer,Gas Range,Tankless Water Heater
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 4
Dining Room
- Level: Main
- Area: 276
Features
- 1st Bdrm En Suite,Breakfast Bar,Ceiling-9+,Tray Ceiling(s),Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Crown Molding,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Split Br Floor Plan,Double Vanity,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Great Room
- Door features: Pocket Doors
- Window features: Window Treatments
- Flooring: Hardwood,Carpet,Ceramic Tile
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,497
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,497
- Total interior livable area: 2,497 sqft
Kitchen
- Level: Main
- Area: 228
Living Room
- Level: Main
- Area: 380
Property
Details
- Parcel number: 820707011271.010027
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Screened
- Fencing: None
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Waterfront,Lake Front,Non Ski Lake,Lake
- Waterbody name: You Name The Lake
- Frontage length: Channel/Canal Frontage(0),Water Frontage(36)
Lot
- Lot size: 0.26 Acres
- Features: Landscaped
- Lot size dimensions: 84x135
Parking
- Total spaces: 2
- Parking features: Attached,Garage Door Opener,Aggregate
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Heat Wave
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $292 | $3,504 |
| Property Taxes | $351 | $4,212 |
| Electricity | $228 | $2,746 |
| Total | $3,196 | $38,352 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Listed for sale | $459,900 |
| 2026-07-18 | Pending sale | $459,900 |
| 2026-06-25 | Price change | $459,900 |
| 2026-06-10 | Listed for sale | $474,900 |
| 2023-11-27 | Sold | $435,000 |
| 2023-10-17 | Pending sale | $448,500 |
| 2023-10-06 | Price change | $448,500 |
| 2022-06-03 | Pending sale | $405,000 |
| 2022-05-28 | Listed for sale | $405,000 |
| 2020-11-23 | Sold | $320,000 |
| 2020-10-29 | Pending sale | $339,000 |
| 2020-10-23 | Listed for sale | $339,000 |
| 2020-04-24 | Listing removed | $399,900 |
| 2020-03-06 | Listed for sale | $399,900 |
| 2018-07-02 | Sold | $379,900 |
View on Zillow