2100 N Channel Dr, Harsens Island, MI, 48028
About This Home
Discover a captivating getaway on the beautiful North Channel on Harsens Island! This attractive, cozy property is in move-in condition, offering a unique opportunity for waterfront living. The kitchen, designed with an open plan, seamlessly integrates with the living room, perfect for entertaining. It features sleek stainless steel appliances, including a high-end refrigerator, perfect for culinary enthusiasts and entertaining alike. The bathroom provides a rejuvenating experience with its walk-in shower, complete with multiple shower heads, transforming daily routines into a spa-like retreat. Outside, a private dock extends your living space directly onto the water, ideal for boating or simply enjoying the tranquil surroundings. An inviting patio and dedicated outdoor dining area offer perfect settings for al fresco meals and memorable gatherings under the open sky. This property presents an unparalleled opportunity to embrace a vibrant waterfront lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1967
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2025
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Free Standing Gas Range,Free Standing Refrigerator,Microwave,Stainless Steel Appliances
Bedroom
- Level: Entry
- Area: 156
- Dimensions: 13 X 12
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Fireplace features: Dining Room,Great Room
- Fireplace: Yes
- Finished area above ground: 900
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 900 sqft
Kitchen
- Level: Entry
- Area: 150
- Dimensions: 15 X 10
Living Room
- Level: Entry
- Area: 208
- Dimensions: 16 X 13
Other
- Level: Entry
Primary Bedroom
- Level: Entry
- Area: 160
- Dimensions: 16 X 10
Property
Details
- Parcel number: 74148290002000
- Special condition: Short Sale No,Standard
- Exclusions: Exclusion(s) Do Not Exist
Features
- Levels: One
- Stories: 1
- Entry location: GroundLevel
- Pool features: None
- Patio & porch: Deck,Patio
- Exterior features: Barbecue
- On waterfront: Yes
- Waterfront features: Boat Facilities,Dock Facilities,Lake Front,River Front,Waterfront
- Waterbody name: N Channel
Lot
- Lot size: 0.27 Acres
- Lot size dimensions: 50 x 235
Parking
- Total spaces: 2
- Parking features: Two Car Garage,Detached
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Clair County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $995 | $11,940 |
| Property Taxes | $411 | $4,932 |
| Electricity | $188 | $2,259 |
| Total | $3,995 | $47,940 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-20 | Listed for sale | $474,900 |
| 2024-07-02 | Sold | $415,000 |
| 2024-06-19 | Pending sale | $424,900 |
| 2024-05-24 | Listed for sale | $424,900 |
| 2023-10-08 | Listing removed | $412,900 |
| 2023-08-28 | Price change | $412,900 |
| 2023-08-09 | Price change | $429,900 |
| 2023-08-03 | Listed for sale | $459,900 |
| 2005-09-30 | Sold | $275,000 |
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