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5403 Pointe Dr, East China, MI, 48054

2beds
2baths
1,449sqft
$449,900
$310price/sqft
$3,571/moest. monthly cost
$142,840/yrincome needed

About This Home

Looking for a getaway to call home? Anxious to sit in your backyard, enjoy the water, fish, and watch the freighters pass by? This is a beautiful home located on the St. Clair River, and set inside a large sized lot. The home has custom designed and built in large windows to provide a perfect view of the waterfront. The entire home has been recently updated and is ready to move in. This home sits off a private and quiet road, has a long driveway, attached garage, and multiple spaces for your house guests or family. With two master suites, a large open living room, and beautiful kitchen, you’ll be able to enjoy views of the water throughout the home. This home also has an outdoor brick patio area perfect for entertaining all summer long, as well as a garden area, storage shed and beautiful, simple, easy to upkeep landscaping. On the waterfront, you have access to your own personal boat hoist with quick, easy access to the River.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
6/10
St. Clair Middle SchoolGrades 5-86.7 mi
7/10
Marine City High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First
  • Area: 120

Bedroom2

  • Level: First
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,449

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,449
  • Total interior livable area: 1,449 sqft

Property

Details

  • Parcel number: 185510048000
  • Special condition: Private

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Dock/Pier Facility,Lake Front,Seawall,Waterfront
  • Waterbody name: St Clair River
  • Frontage type: Road
  • Frontage length: 34

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 34 x 473

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$194$2,328
Property Taxes $915$10,980
Electricity $188$2,259
Total$3,571$42,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,434/yr
40% on housing$107,130/yr
45% on housing$95,226/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 48054$184
St. Clair County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 48054$189
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-21Listed for sale$449,900
2026-01-01Listing removed$449,900
2025-09-03Price change$449,900
2025-07-18Price change$495,000
2024-10-21Price change$525,000
2024-02-07Listed for sale$580,000
2002-09-18Sold$197,000
1996-07-10Sold$135,000

For Sale by Agent

AgentJeffrey L Shanks
BrokerageShanks Real Estate

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