See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

20260 28th St, Long Beach, MS, 39560

2beds
2baths
975sqft
$139,000
$143price/sqft
$1,116/moest. monthly cost
$44,640/yrincome needed

About This Home

USDA ZERO down eligible: 1 ACRE plus house is 2 Bedroom, 1.5 Bath home is located on a nice sized 1 acre lot in Long Beach on 28th north of Klondyke. Near Beatline Rd and those amenities (restaurants, some retail, gas stations). Big laundry room inside, and a bonus which room could be made into a baby room or office. Small sunroom outfront not included in square feet. Great school district ranked #1 in the State overall. Not updated everywhere but move in ready! Walking trail/fitness and senior citizen center nearby as well as doggy park. Long beach has many family friendly events put on by the city.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

10/10
5/10
9/10
West Harrison High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1966

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: HardiPlank Type,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,ENERGY STAR Qualified Dishwasher,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave
  • Laundry features: Inside,Laundry Room

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Main

Features

  • Window features: Blinds,Double Pane Windows
  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 975
  • Total interior livable area: 975 sqft

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 0510p03025.001

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 200 x 300 x 310 x 68

Parking

  • Total spaces: 1
  • Parking features: Driveway,Gravel
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$154$1,848
Property Taxes $68$816
Electricity $192$2,304
Total$1,116$13,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,262/yr
40% on housing$33,480/yr
45% on housing$29,760/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 39560$151
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39560$142
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$139,000
2025-11-08Price change$145,000
2025-10-01Listed for sale$139,000
2025-09-21Listing removed$145,000
2025-02-13Listed for sale$145,000
2024-12-24Pending sale$145,000
2024-09-25Listed for sale$145,000
2024-09-10Pending sale$145,000
2024-07-27Price change$145,000
2024-06-26Listed for sale$168,000
2024-02-02Sold--
2024-01-20Pending sale$80,000
2024-01-05Listed for sale$80,000
2023-12-30Pending sale$80,000
2023-12-23Listed for sale$80,000
2020-07-28Sold--
2020-06-12Listed for sale$34,500
2020-05-08Listing removed$34,500
2020-04-22Listed for sale$34,500
2019-08-09Listing removed$850
2019-08-06Listed for rent$850
2018-11-11Listing removed$700
2018-11-05Listed for rent$700
2018-11-05Listing removed$79,900
2018-07-12Listed for sale$79,900

For Sale by Agent

AgentStephanie J Mankiewicz
BrokerageO'Dwyer Realty-PSC

Similar Homes